Spend Control - One Cent At A Time

Where Does Your Money Disappear Each Month?

November 7, 2016 1 Comment

If you believe a casual Google search result, some 76% of Americans are living paycheck to paycheck. We’ve seen all sorts of stories like these: most Americans don’t have even $1000 in savings, half of all Americans have no retirement investments, that kind of thing.

Where Does Your Money Disappear Each Month?

Financial hardship is a bad place to be, but even worse is not knowing how to manage your money at all. While debt and lack of savings may be the result of poor money skills, they aren’t the core problem themselves. It takes a revolution of the way you think about your money in order to stop living month to month.

Avoid Living The Paycheck to Paycheck Life With These Tips

March 16, 2015 2 Comments

From all of the blessings that have happened in my life over the past few years (new house, new country, side income), is the one that has really helped me to better sleep at night, it is saving a portion I earn for future. it is the move away from living paycheck to paycheck. Paycheck to paycheck living happens when you’re waiting for your next paycheck before you make the financial moves basics each month, as example paying bills or buying food or doing some fun.

Stop living on Pay Check

Do You Have One of These 6 Money Sucking Habits?

February 21, 2014 7 Comments

When I first started blogging here, one of my popular posts was 80 Ways to Lose Money foolishly. People objected to items like drinking and coffee, etc. As for many those are essential expenses. Even playing golf, for that matter, can be a profitable investment of money. The contacts you make in the bar or in the Barista can even turn your career upside down, it happened to one of my friends.

Personal finance is very personal, for some coffee is waste of money, on the other hand a cup of coffee everyday increases productivity, at least mentally. Enjoy this guest post from Madeline. The task for you to capture 6 most money sucking habits you have.

Saving Money over the Holidays

November 28, 2013 2 Comments

Are you trying to save money this holiday season? It may not be as easy as you think. Many people head into the holiday season with a plan to spend less money than the previous year and to be more careful about how much they spend. Here’s my other piece, 101 ideas for frugal Christmas gifts, this article is in continuation of that.

However, when January arrives, they quickly realize that they ended up spending more than they had anticipated. It really takes some planning and budgeting if you want to save money during the holiday, but it can be done. Here are some great tips to help you save money on all your holiday supplies.

Gifts

The holidays cannot go by without purchasing at least a few gifts for those closest to you. The first thing you need to do is make a list of everyone you want to shop for, and then determine how much you are able to spend on each gift.

10 Expenses your Parents didn’t Incur

November 18, 2013 10 Comments

This post is just to show how with time our expenses increased. Definitely our income did increase as well. But just imagine if we didn’t have to pay money in those areas as I’ll describe to you – what wonder it could make to your finances. Suddenly your mortgage payment would look easier to make or your debt recovery would speed up!

Comparing things you do now and things your parents did when they were of your age, draw a huge distinction. Oftentimes, you may think that what you are doing is way cooler than what they did and vice verse, but ultimately, the perception of what was or is cool lies in the eyes of the beholder.

A Case for Penny Pinching – Habits of Some Richest Celebrities

April 5, 2013 8 Comments

I always talk about penny-pinching in this blog. The name also suggest the same thing. Here’s a guest post extended to us for posting, which talks about penny-pinching as followed by some well known celebrities. The aim is the inspire you to follow the path of frugality, even when you have enough cash to spend. Enjoy the post.

Living a frugal life is nowadays a trendy attitude that is not only observed among regular people, but also promoted by many celebrities. Celebrities who choose to live frugal are shifting to a simpler lifestyle that allows them to live better, spend less money and increase their inner wellness.

Does Buying in Bulk always save Money?

January 28, 2013 11 Comments

Purchasing in bulk appears to be great. You get everything you desire and need and supposedly pay a lot less for them. Plus, you dont need to shop so often. This is great for those who hate shopping and love discounts. Yet, bulk buying has risks, as well. Therefore, it is time to learn about budgeting basics.

Many people believe that bulk buying is a great alternative to save money. While this seems a good way to avoid breaking the piggy bank, buying in bulk often costs individuals a lot more than they imagine. It is not about purchasing more of a specific product to enjoy the bulk deal, but by purchasing and substituting a low-cost product. Purchasing in bulk is often known as something you do not require a lot of at a cost you cannot miss. This practice has become popular and quite widespread.

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