Debt might be unavoidable. In some cases, especially when making a large purchase – like a house, a car, a holiday – or covering unexpected expenses, it is best advised you take out a loan (get into debt) so that you can do what you want or need to do.
In the past, digging out of debt could take years, and interest rates over what might be multiple loans further complicated your financial position.
Debt consolidation is something that can help manage your finances, reorganizing your debt, efficiently and quickly, by simplifying your financial situation – and, thus, helping your credit score.
There are many things to consider when pursuing debt consolidation: namely, the upfront cost a company is asking for; whether the online reviews for the company are positive; the loan terms which dictate your repayment arrangement; interest rates; fees, and penalties; and whether or not you feel the debt specialists are appropriate for you.
But who can be considered among the best debt consolidation companies?
The Best Debt Consolidation Companies
There are many debt consolidation companies on the market which means that you have a lot to choose from. Each has its advantages and disadvantages.
The best thing about so many choices is that you are likely to find one that is right for you.
When you are looking for a debt consolidation company that will help you get out of debt, you can choose from any of these choices.
Century is one of the largest debt consolidation lenders on the market.
Their track record has assisted more than 250,000 customers and has eliminated more than $1.3 billion in debt.
One of the best things about Century is that they have a free assessment that comes with a one-on-one meeting with a certified specialist.
And if they don’t end up solving your debt situation, they won’t even charge you money. Can it get any better than that?
What’s the best grade you can get with the Better Business Bureau (BBB)?
That would be an A+ of course.
That is the grade that ClearOne received. That means a lot because the BBB is the gold standard of critiquing and grading companies.
ClearOne will create a personalized debt plan for you and your needs that will quickly minimize and then completely delete your debt in the shortest amount of time possible.
When you want a course of action that is tailor-made for you, you want to call upon ClearOne.
Debtmerica is intent on solving the debt problems that people have, even if they aren’t official customers.
This company requires that you are at least $10,000 in debt if you are going to use their services.
But if you don’t meet that threshold, don’t worry!
They will still help. They will help guide you through credit counseling to solve your issues, no matter what level of debt you are in.
Debtmerica has a strong emphasis on alternative solutions to debt consolidation and they have helped thousands of customers create a plan that is manageable and effective and right for them.