How difficult it is to resist temptation to buy a fringe item from a store, just to save $5? It’s hard, when you feel thirsty while you’re standing in front a cold soft drink. It’s hard to resist. For me particularly resisting a bar of snickers is too much. Well, the point is, you work too hard to save a few dollar. You deprive yourself to save such paltry amount. When it comes to asking for a raise, more than 70% of employees simply don’t ask for raise. They are afraid of making this simple request to their bosses. The best and smallest answer to getting raise is – ask you boss for a raise. 

When it comes to saving money we go all out and try everything we can, well, most of us. Then why not at the time of your performance review? Salary can only be increased to satisfactory level when you ask for it. Ask for a salary increase at the time of year-end appraisal, ask for a bigger pay check when you switch your job.