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Personal Finance for College Students

December 30, 2017 Leave a Comment

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College life comes with hard lessons on personal finance, especially for the students who do not plan their finances properly. They often find themselves in debt, broke and unable to cope with college life.

Personal Finance for College Students

Thus, you need a plan to succeed in college. As a student, there are few tips you can adapt to line up your finances and stay afloat financially whilst in college.

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What To Consider When Lending Money To Family

May 8, 2017 2 Comments

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Family members lend money to each other all the time, but this does not mean that doing so comes without risks. Unfortunately, many people lend close relatives such as their brother or sister money without ever receiving a dime of repayment.

What To Consider When Lending Money To Family

This can be damaging to the relationship and makes it more likely that the lender will not help other family members within similar positions because the perception will be that lending informally comes with too many risks.

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How Money Moves

April 23, 2016 2 Comments

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Money constantly moves in a cycle from consumer to business to employee. Every time you send or receive money, you take part in that cycle. Money can move an impressive distance as these transactions happen. On average, a dollar bill moves two miles per day and changes hands 55 times per year. And that’s just printed for currency — digital transactions help move money even farther and much more quickly.

The lifespan of a $1 bill is less than six years, so new money is constantly printed to replace old. As a matter of fact, 90 percent of all new money merely replaces currency already in existence. Moreover, new money is getting more advanced, including measures to prevent counterfeiting.

U.S. dollar bills are printed in Washington, D.C., and Fort Worth, TX, by the Bureau of Engraving and Printing, and U.S. coins are minted in Philadelphia, San Francisco, and Denver. Then the money travels across the United States to Federal Reserve Banks, where many smaller banks have accounts allowing them to pay for cash withdrawals.

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Best Way To Be Rich: Find Time To Be Rich

June 24, 2011 5 Comments

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You must have heard the old proverb. “Time is Money”. I grew up in a family where everyone was busy doing their stuff, all day, till they went sleeping. When ever I wanted to spend time with them, I was always told to concentrate on my studies and not to waste time, because..”Time is money”.

Now if I see my family and their financial situation, they didn’t really make a lot of money. While living after-retirement life, they are in a cost cutting mode.

What went wrong? If I quiz my dad or my uncle, they will probably say they didn’t invest and save their money wisely. Although, we weren’t raised in an affluent life style. We never wore designer cloths, we had less toys and sports gears compared to our friends. We never took more than one vacation in a year. We were a middle class family always struggling to live.

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