The following article contains financial advice that might not be suitable for US audience. as Saving account rates in US is too low to consider it as an investment option. This article is more suitable to countries where savings bank rate is much higher than in US.

From time to time, most of us will need to take out a home loan. This may be in order to cover an unexpected expense or to finance a more planned project. The overall cost of these products can be high, as they will generally include an arrangement fee and monthly interest charges. However, it is possible for a shrewd borrower to minimize these costs by using a variety of money saving techniques. For example, in order to offset some of their costs, borrowers can invest a proportion of their loan in a high interest savings account.