Home Archives - One Cent At A Time

How Wrong Can You Go with a Home Warranty?

July 4, 2017 Leave a Comment

The costs of a home warranty vary from one provider to the next. The LA Times presented the findings of a survey conducted by home warranty companies across 7 locations in the US. At the time, the average annual cost of these services ranged between $400 and $600. But how do you know whether one home warranty provider is better than the next?

How Wrong Can You Go with a Home Warranty?

According to Consumers’ Checkbook, an acclaimed non-profit entity based out of Washington DC, you should do your homework when it comes to home warranty providers. This is especially true when purchasing a home with an existing home warranty.

3% Down payment Can Get Your Dream House

May 9, 2016 3 Comments

ISince the housing market crash of 2010, getting a mortgage has become more difficult. Low-interest rates are tempting to many who are looking to quit renting and to start building equity. But getting the loan approved is a huge task. Often these loans require you to pay a big down payment. But wait, you have an alternative solution, where you can only pay 3% down payment to get the home you wish to buy.

Should You Buy Home

With so much scrutiny, finding someone to lend you money has become increasingly difficult. If you are being dissuaded from owning the American dream, take heart. The Bank of America has announced that they will begin a new program which will allow those who have as little as 3 percent down to give, to get a mortgage for home ownership.

14 Creative Ways to Reduce Home Remodel Cost

January 20, 2016 2 Comments

When we moved to our home in 2014, it needed some work, not exactly repair work but remodel work. Like painting, some landscaping fixes. Moving dog-bitten plantation shutters out, resealing windows and doors, etc. We could have hired professionals or at least, a handyman could do those things. But we decided to do it ourselves. Firstly, to save some money, and secondly, we wanted to do those. You know, being a first-time homeowner.

14 Creative Ways to Pay for a Home Remodel

But you may not be as lucky as we were. Your home might need some serious repair and remodeling. Unfortunately, not all of us can afford to gut and rebuild our homes to our exact requirements and specifications. This doesn’t mean, however, that you have to just learn to live with what you’ve got.

When Is The Best Time of Year to Sell Your Home?

January 18, 2016 1 Comment

There is great debate over when the best time is to sell your home, with many people considering warm weather a plus when putting a property on the market while others believe the winter months could be best. Actually, the time of sale differs with the country. In the UK the best time may be in September-October, in the US, it’s the June/July when real estate sells reach peak.

When is the best time of year to sell your home

Timing is everything when it comes to real estate buying or selling. Listing your property in the peak hours generate interest among many and as a result, the offer price goes up. If you’ve been thinking, ‘I must sell my house’ lately but aren’t sure when is best to put up a listing then we’ve taken a look at what the experts have to say on the matter:

Financing Home Renovation Projects

October 26, 2015 2 Comments

Being a new homeowner (About 14 months now), we already started planning for few possible renovation. The flooring, bathroom and kitchen renovation are listed. Although we don’t yet have a tentative time for all renovation targets, we started thinking about financing. We are prepaying our mortgage, and this is the first priority for us now. As you know apart from the mortgage, we are debt free. We would like to live debt free for rest of the life, so this push for the mortgage pre-payment.

Financing Home Renovation

All three renovation we planned for need large amount of money. This post is to help families with renovation needs who are thinking about financial aspects of the work.

Three Top Tips to Earn More Profit From a Property Sell

September 30, 2015 Leave a Comment

Selling your home is a costly business. For most of us, the aim is to make a profit, either to contribute towards our next purchase, cover debts or bolster our bank balances. As houses tend to increase in value over the years, we expect to make more than we paid to begin with, and many of us count on this to help us out of financial troubles or provide us the credit we need.

Three tips for property sell, to maximize profit

Unfortunately, there are a lot of associated costs that eat into our profit margins. From legal fees to agency charges, surveys, and repairs that are necessary to sell the house, the average that people spend on preparing for and obtaining a sale is well into the thousands.

Home Improvement or Moving To a New Home

July 29, 2015 Leave a Comment

Many of us face this challenge in life. For some reason or other, we need to either take on home remodeling or improvement projects. So is it always better to improve your current home than trying to move a to a newer and bigger home?

Home Improvement or Moving To a New Home

It is becoming more and more common for people to go down the avenue of improving their current home rather than moving. Often, people find themselves in this quandary, trying to decide which makes more sense for their situation, do they stay in their current home, after home improvement, or up the route and move to a different property.

10 Reasons You Should Buy Your New Home In 2015

March 13, 2015 4 Comments

Let’s not take the title of this post as it is presented. I am going to write why I think now is a good time to buy your new home. You may not agree to me as most of you will think it in different way and your situation might not be right for taking up a mortgage at this time. So take it with a pinch of salt and assume that this article is for those who are contemplating on buying a home for some time.

Why to buy home in 2015

We bought our first home in August 2014. Last year around this time we started looking for homes. It’ll take 3 -6 months before you close out on your home buying. So if you want to buy a home this year, now is the perfect time to start looking for homes.

3 Questions to Ask Before Buying Home

January 16, 2015 5 Comments

We bought our home last year in August. Till then we were renters. A lot of things in our finances have changed since then. On a positive side we are now better budgeters. We have a growing equity in our home. I can think of itemizing my tax return finally this year. On negative sides; We are hit with big insurance and property tax bills. We pay for more stuff now, to maintain this home we are paying more every month.

So, what would you do if you’re thinking of buying your first home?

Should You Buy Home

Low-Cost Ways to Purify the Air in Your Home

June 11, 2014 Leave a Comment

Believe it or not, the quality of the air inside your home may be far worse than the air outside, despite all of the pollution from factories, cars, etc. that’s out there. The truth is that there are many products that are found and used throughout your home that deteriorate the quality of your air.

For example, many items, such as your furniture and the paint on your walls, can cause volatile organic compounds and other toxins to leak into the air, and this can, over time, result in a variety of health ailments.

And the cleaning products you use that contain chemicals, or the artificial fragrances you use throughout your home to eliminate odours, can also be detrimental.

How Wrong Can You Go with a Home Warranty?

3% Down payment Can Get Your Dream House

14 Creative Ways to Reduce Home Remodel Cost

When Is The Best Time of Year to Sell Your Home?

Financing Home Renovation Projects

Three Top Tips to Earn More Profit From a Property Sell

Home Improvement or Moving To a New Home

10 Reasons You Should Buy Your New Home In 2015

3 Questions to Ask Before Buying Home

Low-Cost Ways to Purify the Air in Your Home

Subscribe via Email

Site Disclaimer

Major Media Mention

Share this:

Share this:

Share this:

Share this:

Share this:

Share this:

Share this:

Share this:

Share this:

Share this:

Subscribe via Email

Site Disclaimer

Major Media Mention