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Top 10 Fintech Companies for Personal Loans

March 21, 2022 37 Comments

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So, you need to find the best personal loan option? Perhaps you need to remodel the kitchen, add a pool to the backyard, or start your own business. And, you do not qualify for a home equity loan. Whatever the case may be, you want to be sure that you are getting the best loan for your circumstances. We have researched through 100’s of sites and 100’s of banks to prepare this list of current top 10 personal loan providers who are primarily Fintech companies. List Last Updated 03/21/2022

If you rather want to check Fintech companies directly, then follow the leads from the table below.

Top 10 Fintch Personal Loan Providers

Rank Lender Interest rate Loan Range Comments
1 Upstart
5.22% – 35.99% $1,000 – $50,000 This is best performing personal loan provider, and growing business more than 50% a year. Employs AI to establish credit worthiness. Best for people new to credit, hassle free online experience, get funds within hours.
2 personalloans $6% – $36% $2,000 – $35,000 Check here first. They are not direct lenders, they are brokers to find the best loan for you in your state. With one application, you get multiple lender offers to compare and choose from.
3 Lending Club From 6.67% $1,000 – $40,000 You can expect delay in loan payment, late fee is assessed after 15 days of due date. You can check pre qualification before actually borrowing
4 Kabbage   From 6.78%  $1,000 – $35,000  No hidden fees. Average interest rate via lending club is 14.8%
5 Trusted  6.68% – 36%  $2,000 – $35,000  No hidden fees. For Massachusetts residents, the minimum loan amount is $6,001
6 Bad Credit Loan  From 6.78%  $1,000 – $35,000  No hidden fees. Average interest rate via lending club is 14.8%
7 Prosper  6.68% – 36%  $2,000 – $35,000  No hidden fees. For Massachusetts residents, the minimum loan amount is $6,001
8 Fundera  From 6.78%  $1,000 – $35,000  No hidden fees. Average interest rate via lending club is 14.8%
9 Payoff  6.68% – 36%  $2,000 – $35,000  No hidden fees. For Massachusetts residents, the minimum loan amount is $6,001
10 Net Credit  From 6.78%  $1,000 – $35,000  No hidden fees. Average interest rate via lending club is 14.8%

Why Fintech Companies

The main reason is their low overhead cost.

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How to apply for Short Term Personal Loan Online during Emergency in India

October 13, 2020 Leave a Comment

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In case of sudden shortage of funds, unexpected expenses and unforeseen life events, a short term personal loan can help us tide over the difficult times. Short term personal loans are collateral-free and do not require any guarantor.

Top Tips to Help Manage Your Personal Loan Payments

They also come with affordable interest rates due to the competitive personal loan market and fast approval and disbursement. Short term Personal Loans also do not have any prefixed loan amount that you need to avail.

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Top Tips to Help Manage Your Personal Loan Payments

February 16, 2020 Leave a Comment

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are you struggling to make your personal loan payments? here are some tips to help you out.

Set a Budget and Do Everything That You Possibly Can Do to Stick to It

Setting a budget for yourself is essential. Your budget will determine how much you can spend and how much you need to set aside to cover all of your expenses every week, pay period or month.

Top Tips to Help Manage Your Personal Loan Payments

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Lending Online vs. Lending from The Local Bank

June 24, 2018 Leave a Comment

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Where do you go to get a loan? Before you even start planning for what you’ll do with such a loan, you need to answer that question. Can you trust online lenders? Do you even stand a chance at the local bank?

Lending Online vs. Lending from The Local Bank

You can trust some online lenders, as small businesses and individuals use them all of the time. And your bank might be more willing to work with you than you think. Still, the key differences between online and in-house might make your decision for you.

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4 Good Reasons To Apply For Personal Loan

December 12, 2015 1 Comment

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Financial gurus often caution against racking up unnecessary debt and encourage paying off current debt quickly. If you follow this advice, you are probably someone who has debt under control and treads carefully when considering new debt.

Personal loans

People talk of good debt and bad debt and some strongly feel that there is no such thing as good debt. Whichever argument you lean toward, there is no mistaking that sometimes debt is inevitable, and sometimes it may even be a good idea.

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Need Finance Now? Choose an Online Personal Loan

August 18, 2014 7 Comments

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In the days before the Internet, applying for a loan was a long, involved and not to mention an expensive process. It was difficult to compare loan rates, hard to find information about your proposed lender and the application process could run to many pages, with one mistake meaning you had to restart the whole thing!

Personal loans

Nowadays, you can easily compare rates from hundreds of organisations, use a personal loan calculator to see how much the monthly payments are going to be and if you are in need of quick finance, get a decision within minutes! You can even apply 24/7 as websites are never closed.

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