Most students have to operate on a tight budget. Whether you are learning on a grant or you are being g sponsored by your parents, it is common for students to lack money. I remember my student days, where we were on a tight budget almost the whole of student life. We used to live out of noodles on days when the dorm kitchen was closed for some reason. We used to pool money for buying books and supplies.

I studied in India we had subsidized education there. I didn’t have to take a loan to study tuition was negligible, all we had to pay for was the living expenses. But still, as my father was retired I didn’t have any other choice but to make every penny count. Now my nephew just got into a grad school. He’s studying in the USA, he got all the scholarships available for him. But still, the loan was not small.