A Personal finance blog for saving money and earning more and thus having a better life
We have that huge cylinder we call water heater in our homes.
It’s big, it consumes energy constantly to heat stored water, even when all taps are closed.
When the stored water cools down, to maintain the preset temperature the heater starts heating.
Merely living in your home is just not enough. With the advent of latest technologies and gadgets for your aid, it has become necessary to upgrade your homes as well. Some spendings are really not spending, they are investments that can earn you money.
Technologies like a security camera, door motion sensors, etc. Are not cheap, they are rather recurring spends but, They ensure your safety. Life of your loved one is priceless. Some technology lets you save money, like digital thermostats.
There is no disputing that Bitcoin has perhaps been the hottest investment opportunity this decade. However, it also is no secret that the leading cryptocurrency currently has to contend with falling prices and increasing fears of a bubble. Investors have been bitten by the bitcoin bug and are unaware of some of the inefficiencies associated with Bitcoin as cryptocurrency and as a payment option.
In this article, we assess Bitcoin problems today and later look to point out what problems Bitcoin solves. As an interested investor, read on and find out more about Bitcoin problems. Many of my readers have heard about Bitcoins but haven’t gone deeper to understand what are they and how they work.
Payroll is a complicated system for any small business to get right. Some businesses choose to outsource payroll, but that can be expensive. There are easier ways to do it in-house, but it requires buying some business software.
There are plenty of options on the market that offer a slew of features. This post touches on the benefits of payroll software and how it can help you overcome some common small business challenges.
There can be no argument that much in the world has changed technologically in the last thirty to forty years. Virtually every machine we use these days has a computer inside it, and when it comes to personal computers, many people own more than one. Conversely, about forty years ago,Microsoft was in its infancy, and personal computers were just beginning to be introduced to the consumer for purchase with only 64K of RAM, but a hefty price tag of three or four thousand dollars apiece.
You might be wondering what this has to do with investing. The answer is that with the advancements we have seen in technology, we have been forced to make changes in the way we invest. Here are 8 ways that technology has changed investing.
Gone are the days of old when securities were traded on actual stock certificates. Although this change took place around forty years ago, it was made possible through technological advances enabling the trades to be done electronically. This advancement also allowed more transactions to take place at a much faster rate.
In today’s technological age, mobile apps for people who are mindful of their finances are becoming increasingly popular. Wielding an iPhone, an iPad, or wearing an Apple Watch seems to be a prerequisite for monitoring finances and business related activities. There are many apps, but which ones are the top and the best ones?
I use PersonalCapital app, which gives all account information on one screen. It shows me my net worth whenever I wish and as many times I wish. It shows how much my cash flow is and how much I spent more compared to last month. It also tells me which investment is performing poorly. Just to name a few of the capabilities of today’s apps. The following apps make it easy to keep track of business and finances.
How many online accounts you have? If you are like an average American, you should have more than 20 online accounts. Starting from Gmail, yahoo, Skype, Whatsapp, Facebook, twitter to important financial account like checking, broker. And, if you’re a savvy internet user, you must have accounts with your utility providers. and if you’re like 80% of rest of us, you probably have same password, with a little variation, for most of these accounts. The reason, it’s so difficult to remember passwords. And you know that writing them down somewhere is riskier.
But, having same password across different accounts is risky as well. If you password is stolen, for example, your local library, thieves easily can crack open your checking banks. More dangerous it is when you let your browser remember your passwords. So, if your laptop or smart phone is stolen. Your identity and financial assets can stolen with relative ease. Let’s talk about how to safeguard yourself, how to protect your password. Let’s talk about password managers.
