Smarter money decisions, one cent at a time.
Sending money overseas is pretty simple nowadays due to various online services and apps available today. But, the time and costs it takes for the funds to reach your recipient may vary depending upon the service you opt for. Here are a few options to consider if you are thinking of sending money internationally.
I have been using DOSH for the last few months. I downloaded, registered, and added my credit cards.
I turned off DOSH push notifications, so it doesn’t annoy me anymore with daily deals, near-by sales, etc.
Merely living in your home is just not enough. With the advent of latest technologies and gadgets for your aid, it has become necessary to upgrade your homes as well. Some spendings are really not spending, they are investments that can earn you money.
Technologies like a security camera, door motion sensors, etc. Are not cheap, they are rather recurring spends but, They ensure your safety. Life of your loved one is priceless. Some technology lets you save money, like digital thermostats.
I remember when I got my first smartphone, it was in 2010, just before embarking on a three-week-long road trip across the northeast USA. Apps like Priceline to book our next days hotel, AroundMe to find a place of interest around our location, Mapquest to replace expensive GPS navigation systems and GasBuddy to find the cheapest gas price in the vicinity.
Since buying our home last year the stuff inside our garage is ever-growing. still we have not more than 20% of the stuff our neighbors (on both sides) have. Though I am trying hard to catch up. Every time I visit Home Depot or Lowes, I come out with a new tool. When I look at the garages of our neighbors, I wonder how often they use some of the tools they have. I think some of them were needed only once. Is it prudent to buy tools even if you need to use it once in your life time? Antoine is a tools enthusiast, who makes a case for renting out some of the tools today. Enjoy this guest post from Antoine.
You might find it surprising, but according to some research studies, it seems that an average tool (including power tools) are used for about 30 to 60 minutes in their lifetime. Sure, you can use a tool for a whole day or perhaps a whole week, but this study was based on the continual usage. Using these things is only a matter of seconds that keep adding up. What happens during the rest of their lifetime? Nothing spectacular. In fact, tools spend more time stored than used, whether they make it to some random toolboxes, garages or workshops.
How many online accounts you have? If you are like an average American, you should have more than 20 online accounts. Starting from Gmail, yahoo, Skype, Whatsapp, Facebook, twitter to important financial account like checking, broker. And, if you’re a savvy internet user, you must have accounts with your utility providers. and if you’re like 80% of rest of us, you probably have same password, with a little variation, for most of these accounts. The reason, it’s so difficult to remember passwords. And you know that writing them down somewhere is riskier.
But, having same password across different accounts is risky as well. If you password is stolen, for example, your local library, thieves easily can crack open your checking banks. More dangerous it is when you let your browser remember your passwords. So, if your laptop or smart phone is stolen. Your identity and financial assets can stolen with relative ease. Let’s talk about how to safeguard yourself, how to protect your password. Let’s talk about password managers.
The following is a guest post on Mobile Payment Technology and how can you use it for saving money.
Mobile payment technology offers an alternative to a cash or credit card transaction at stores and even some restaurants, such as Starbucks. It simply means you pay using an app on your smartphone rather than with cash or a credit card.
Beware people at PayPal, Your dominance in person-to-person payment is now threatened. You now have competitors in Google wallet, visa and AMEX Serve, to name just the major ones.
Mobile payment market is expected to grow to $640B by 2014 and big companies are working hard towards grabbing the largest pie of it. Advent of technology coupled with few fresh ideas resulted in mushrooming of start- ups in digital payment landscape.
Companies with big fat wallet were quick to notice this opportunity and grabed the most potential ones. American Express grabbed a company called ‘Revolution Money’ and after the amalgamation the product, which went live in March, is called ‘Serve’.
