• Home
  • Investing
  • Saving Money
  • Credit & Debt
  • Retirement
  • Real Estate
  • Small Business
  • Insurance

One Cent At A Time

Smarter money decisions, one cent at a time.

  • Email
  • Facebook
  • Pinterest
  • RSS
  • Twitter
  • Beautiful Life
  • Becoming Rich
  • Beginners Guide
  • Extra Income
  • Productivity
  • Saving Money

Another Baby Boom: Why the U.S. Should Encourage Families to Have More Children

September 9, 2025 Leave a Comment

In recent years, discussions around America’s economic challenges have centered on national debt, slowing population growth, and reliance on immigration to maintain a productive workforce. While immigration has historically fueled U.S. growth, it remains a politically polarizing solution. Meanwhile, birth rates in the United States have steadily declined for decades, leaving a demographic imbalance that threatens long-term economic stability.

What if part of the solution lies not in external fixes, but in reviving an internal force—the American family? A new baby boom, supported through targeted government policies, could bolster domestic consumption, reduce dependency on immigration for workforce growth, and ultimately strengthen the U.S. economy’s long-term resilience.

The Problem: Declining Fertility and Its Economic Risks

The U.S. total fertility rate (TFR)—the average number of children per woman—has been below the replacement level of 2.1 since the 1970s. According to the CDC, the rate in 2022 was about 1.66, one of the lowest in American history.

Continue Reading...

Married More Than Once? It’s Time To Review Your Social Security Benefit

February 13, 2015 Leave a Comment

I admit I have very little knowledge on how social security system works. All I know about it is we should not depend on social security income alone. We should start saving in one or the other retirement plans right from the beginning of our career. Enjoy this insightful post from Devin. I hope you get good information out of it, if applicable to your situation.

Social Security Benefits

Want to save a ton of money? Check your Social Security statement.

Continue Reading...

State of Social Security, a Gloomy Infographic

September 12, 2012 21 Comments

Here is the gloomy Picture on the state of social security. This infographic is created by my friend Craig. The concept and topic were given by me. But, before you proceed with this, I will urge you to go over social security administration’s own infographic on the state of social security fund and its future.

It’s not good, either you start saving for your retirement today, if you are not up to it or, be prepared to work till you drop. There’s no alternative in sight, that I can think of, especially for the readers who are in their forties or younger.

Continue Reading...


Create your own blog in 20 minutes and $20

Personal Capital, a free tool to change your financial health today

CreditKarma, a free tool to check your credit scorey

I use Coinbase, for my crypto investments

101 Cents at a Time

101 Ways to Earn Extra Money on the Side
201 Frugal and Perfect Birthday Gifts
101 Ways to Save Money Everyday
101 Ways to be Better and Successful at Work
101 Ways to Save Environment and Energy
101 Frugal and Romantic Anniversary Ideas
101 Low-Cost Men's Fashion Ideas
101 Personal Finance Tips
101 Ways to Reuse Household Stuff
101 Things to Do, When Nothing to Do
101 College Graduation Gift Ideas
100 Tips for Ecommerce Startup
101 Ways to Enjoy Indoor During Winter
101 Ways to Beat Procrastination

Popular Posts

Quick Cash - How to make $100 legally, in a day
Living well on less than $15,000 a Year
Top survey sites for side income
What to do when auto repair goes wrong
Where should I invest my money now?
20 Ways to be productive and happy at work
51 Ways to get out of debt
Be a better person in 15 days, 15 ways
Income ideas for retirees and senior citizens
51 side jobs for college students
Urgently need a large amount of money?
Should I buy or should I rent?
Best Personal loan providers
25 Ways to save environment
25 DIY car repairs to save money
How to decorate office cubicle
How to show your wife you care
50 Financial Rules for Success
51 Frugal weekend family activity ideas
Become Rich By Saving 1 Hour Of Daily Wage
How much do I need to save for retirement?
How to negotiate your salary

Follow us on FaceBook

Advertisements

Personal Stories

How I got a new HP computer replaced
Was COVID circulating in USA in fall of 2019?
How my credit score went up 800+
Why I didn’t invest in Bitcoins
How I controlled impulses to buy things
Why this blog is named One Cent at a Time

Subscribe via Email

Site Disclaimer

Disclosure of Material Connection: Some of the links in this web site are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”
Read full Affiliate disclosure


One Cent at a Time is published by SB. The opinions expressed herein by him are his own and not those of his employer or anyone else. All content on One Cent at a Time is for entertainment purposes only. By reading this blog, you agree that SB and/or One Cent at a Time is not responsible for any actions taken after reading this blog. For the full disclaimer, click here .

Major Media Mention

One Cent at a Time Media Appearances

Copyright © 2026 One Cent At A Time · Designed by Nuts and Bolts Media