• Home
  • About
  • Advertise
  • Contact
  • Policy
  • Guest Post
  • Archive

One Cent At A Time

A Personal finance blog to get rich

  • Email
  • Facebook
  • Pinterest
  • RSS
  • Twitter
  • Beautiful Life
  • Becoming Rich
  • Beginners Guide
  • Extra Income
  • Productivity
  • Saving Money

How to Cut Costs as a Senior: 5 Frugal Living Tips

May 30, 2023 Leave a Comment

Share this:

  • Tweet
  • Email

If your golden years are now upon you, retaining financial stability should be at the top of your list. As you finish work and enter retirement, you’ll want to know you’ve got plenty of cash in the bank to support you and ensure you live an excellent quality of life. 

How to Cut Costs as a Senior: 5 Frugal Living Tips

With careful planning and some adjustments, seniors can find all kinds of opportunities to cut costs and maximize their savings. Here we will explore some of the best strategies seniors can take to lower expenses while enhancing their financial stability in the process.

Continue Reading...

5 Essential Steps to Take After Being in a Car Accident

May 25, 2023 Leave a Comment

Share this:

  • Tweet
  • Email

A car accident can be a devastating, unexpected event that leaves us feeling shaken and unsure of what to do next. In a split second, lives can change forever, and the aftermath can be both physically and emotionally overwhelming. However, it is crucial to remain calm and take immediate action to ensure your safety, protect your legal rights, and expedite the claims process.

 

When a car accident occurs, it is natural for panic and confusion to set in. Your heart races and a million thoughts flood your mind. Amidst this chaos, it is easy to overlook critical steps that can significantly impact the outcome of the situation. That’s why understanding the proper course of action is essential. Knowing what to do in the immediate aftermath can make all the difference in terms of your safety, financial well-being, and peace of mind.

Continue Reading...

The Psychology of Money: How Your Emotions Affect Your Finances

May 21, 2023 4 Comments

Share this:

  • Tweet
  • Email

Money is an integral part of our lives, influencing our choices, lifestyle, and overall well-being. However, the way we perceive, handle, and manage money is not solely based on rationality and logic. Our emotions play a significant role in shaping our financial decisions and behaviors. Understanding the psychology of money can empower us to make better choices, avoid common pitfalls, and develop healthier relationships with our finances. Turns out, your feelings have a sneaky way of messing with your finances. But don’t worry, we’re in this together, and we’re gonna unravel this psychological puzzle together and explore strategies to manage them effectively.

The psychology of money:How emotions affect your finances

 

Continue Reading...

How to Create a Budget That Works for You

May 18, 2023 2 Comments

Share this:

  • Tweet
  • Email

Introduction

Budgeting is a highly personal and exclusive feature for each individual and household. There is no one-size-fits-all approach to creating a budget that truly works for you. Understanding this uniqueness is essential to developing a financial plan that aligns with your circumstances.

In this blog post, we will delve into the valuable insights from experiences and cases where things have worked out, providing practical tips on how to tailor a budget to suit your needs.

How To Budget

Continue Reading...

The Impact of Inflation on Your Savings and Investments

May 15, 2023 Leave a Comment

Share this:

  • Tweet
  • Email

Introduction (Word Count: 130) Welcome to our blog! Inflation, the persistent price increase over time, is an economic phenomenon affecting individuals, businesses, and governments worldwide. Today, we will explore the impact of inflation on your savings and investments, shedding light on the strategies you can employ to safeguard your wealth in the face of rising prices. By understanding the effects of inflation and adopting proactive financial measures, you can navigate this economic challenge and protect your hard-earned money.

The Impact of Inflation on Your Savings and Investments

 

Continue Reading...

The Importance of Setting Financial Goals and How to Achieve Them

April 25, 2023 4 Comments

Share this:

  • Tweet
  • Email

As human beings, we all have aspirations, dreams, and desires. However, achieving them often requires having financial resources. This is why it is essential to set financial goals, which will help us allocate our resources effectively and make the most out of them. In this blog, we will discuss the importance of setting financial goals and provide some tips on how to achieve them.

Financial Planning

Why Set Financial Goals?

 

Continue Reading...

The Benefits of Automating Your Finances

April 23, 2023 2 Comments

Share this:

  • Tweet
  • Email

We have a finite amount of time and energy as humans to devote to our everyday activities. Our own finances are one area where this is especially true. It can be stressful to keep everything organized and up to date when there are bills to pay, accounts to manage, and investments to track. Automating your finances can help with that. You may focus on other things with more time and mental energy if you automate the management of your money. We’ll discuss the advantages of automating your finances in this blog post and how to get started.

  1. Simplify Your Finance

    Managing your money more efficiently is one of the main advantages of automating your finances. You can set up automatic payments and transfers to take place on a regular basis rather than manually paying bills or moving money between accounts. This not only saves you time and effort, but it also lessens the chance that you would forget to make a payment or overdraw from your accounts.

2. Spend less time and energy

Your financial management can take a lot of time. You can free up time and energy to concentrate on other aspects of your life by automating as much of the procedure as you can. For instance, you can set up automated payments and use a budgeting tool to keep track of your spending rather than spending hours each month paying bills and keeping track of expenses. This enables you to focus your time and effort on matters that are more crucial, like your job or your family.

Continue Reading...

How To Build A Solid Financial Foundation In Your Twenties

April 13, 2023 2 Comments

Share this:

  • Tweet
  • Email

While your twenties are a time for exploration and development, it’s also crucial to build the groundwork for your financial future during this period. You can avoid debt, start saving for the future, and reach your financial goals by establishing a strong financial foundation in your twenties. 

You should focus on creating a solid financial foundation in your twenties for various reasons. In the beginning, it positions you for long-term financial success. Starting early and making wise financial choices will help you create healthy habits and prevent expensive oversights that could harm your finances in the long run. You can also attain financial independence by laying a solid financial foundation in your twenties. This financial foundation will enable you to pursue your passions and live on your terms by paying off debt, saving for retirement, and investing in yourself.

Continue Reading...

The Benefits of an Advisor for Financial Matters

March 30, 2023 1 Comment

Share this:

  • Tweet
  • Email

Most people depend on the services of a financial advisor because they don’t understand the complexities of managing their finances. Of course, as a financial expert yourself, that isn’t as much of a concern.

The Benefits of an Advisor for Financial Matters

Nevertheless, there are more than a few stark differences between running a business’s finances and your individual finances. Treating them the same could lead to a costly mistake.

Continue Reading...

Should You Buy Your First Home in a Falling Market?

March 29, 2023 3 Comments

Share this:

  • Tweet
  • Email

Any person’s decision to purchase their first house is a significant turning point in their life, but what happens when the housing market declines? With the anticipation of a probable recession hitting the US, a fall in the asset market is also very probable. The advantages and disadvantages of purchasing your first home in a falling market will be discussed in this blog post.

First home in the falling market

1. Low Mortgage Rates

The prospect of cheaper mortgage rates is one of the main benefits of purchasing a property during a falling market. A lower interest rate may be available to you if you have strong credit, which could result in thousands of dollars in savings over the course of your mortgage.

Continue Reading...
Next Page »


Create your own blog in 20 minutes and $20

Personal Capital, a free tool to change your financial health today

CreditKarma, a free tool to check your credit scorey

I use Coinbase, for my crypto investments

101 Cents at a Time

101 Ways to Earn Extra Money on the Side
201 Frugal and Perfect Birthday Gifts
101 Ways to Save Money Everyday
101 Ways to be Better and Successful at Work
101 Ways to Save Environment and Energy
101 Frugal and Romantic Anniversary Ideas
101 Low-Cost Men's Fashion Ideas
101 Personal Finance Tips
101 Ways to Reuse Household Stuff
101 Things to Do, When Nothing to Do
101 College Graduation Gift Ideas
100 Tips for Ecommerce Startup
101 Ways to Enjoy Indoor During Winter
101 Ways to Beat Procrastination

Popular Posts

Quick Cash - How to make $100 legally, in a day
Living well on less than $15,000 a Year
Top survey sites for side income
What to do when auto repair goes wrong
Where should I invest my money now?
20 Ways to be productive and happy at work
51 Ways to get out of debt
Be a better person in 15 days, 15 ways
Income ideas for retirees and senior citizens
51 side jobs for college students
Urgently need a large amount of money?
Should I buy or should I rent?
Best Personal loan providers
25 Ways to save environment
25 DIY car repairs to save money
How to decorate office cubicle
How to show your wife you care
50 Financial Rules for Success
51 Frugal weekend family activity ideas
Become Rich By Saving 1 Hour Of Daily Wage
How much do I need to save for retirement?
How to negotiate your salary

Follow us on FaceBook

Advertisements

Personal Stories

How I got a new HP computer replaced
Was COVID circulating in USA in fall of 2019?
How my credit score went up 800+
Why I didn’t invest in Bitcoins
How I controlled impulses to buy things
Why this blog is named One Cent at a Time

Subscribe via Email

Site Disclaimer

Disclosure of Material Connection: Some of the links in this web site are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”
Read full Affiliate disclosure


One Cent at a Time is published by SB. The opinions expressed herein by him are his own and not those of his employer or anyone else. All content on One Cent at a Time is for entertainment purposes only. By reading this blog, you agree that SB and/or One Cent at a Time is not responsible for any actions taken after reading this blog. For the full disclaimer, click here .

Major Media Mention

One Cent at a Time Media Appearances

Copyright © 2023 One Cent At A Time · Designed by Nuts and Bolts Media