Goals - One Cent At A Time

What Should Be Your Current Financial To Do List?

August 20, 2018 4 Comments

Let me start with a question, out of many things that you plan on doing this year, is there any personal finance related task in there? if not you’ll do a ton of good by adding some simple tasks like reviewing your insurance coverage, putting your valuables in bank locker or paying off that credit card debt.

For me this is the year to increase contribution to our retirement fund. We may buy our first home this year, so if that happens there are plenty of financial things to take care of. At this time our financial house is in order. Although I always feel that we should reduce some expenditure and stop buying more and more thing.

Olympic Athletes Share Goal-Setting Secrets

July 22, 2016 1 Comment

As competitors from around the world gather in Rio de Janeiro for the 2016 Summer Olympics, we investigated the strategies these elite athletes use to stay motivated to achieve their goals. Could their mental techniques help the average Joe manage his money more effectively?

Olympic Athletes Share Goal-Setting Secrets

I think champions in any field are the examples of dedication, hard work, determination and will. They are the ultimate achievers. Good qualities in Olympic athletes can be used by other professionals who wish to achieve highs in their professions.

Finding and Achieving Financial Goals

June 26, 2015 1 Comment

For many people, I’ll even say most people, financial goals are very amorphous. Some people just want enough money to cover bills. Other people want to be rich. But if you ask them to be a little more specific, or to describe specific plans with which they are in the process of achieving these ends, they come up short. Personal finance is one of those things in life that needs careful planning and perseverance.

Finding and Achieving Financial Goals

Like fitness, career, family, your financial life won’t get where you want it to be without a solid goal. But even a goal isn’t enough. You’ve also got to have actionable steps to get you there. Finding the goal is the first part, and it may not be as easy as you think. The second part is to plan for achieving those goals. Here are some things to consider when you are solving both parts of this equation.

What is Your Financial Goal?

July 1, 2013 16 Comments

I am not very fond of goals in my work life. I set goals because it’s required as per our performance review process. In my financial life, I do not have any such requirement, here it is my territory where I have all the control. Naturally, I don’t set goals in my personal financial life. But, that’s the way I am. Most of the people I know have financial goals in life.

Which is unlikely given that most of the Americans do not have any goals in financial life. More than 80% of Americans do not follow a strict budget either.

Goal Setting for 2013: Living The Music Instead of the Light Show

December 10, 2012 10 Comments

The following is an amazing guest post from a fellow personal finance blogger. While I am on vacation let my blogger friends run the show here.

Some friends handed me the spur-of-the-moment opportunity to see the classic rock band Rush in concert a few weeks ago. At about 11 AM, friends called and asked if I wanted to tag along that same night. After politely explaining that I’m not a huge Rush fan, I recommended someone else should use that ticket. When they told me that they didn’t know any other huge fans, I jumped on board for a three hour ride to Dallas.

Written Aspiration: Set Goals in Writing

November 26, 2011 10 Comments

When people think of accomplishing goals, they think of the ambitious entrepreneur trying to build a successful company or the aggressive corporate executive looking to climb the ladder of success.

Goals can be used by anyone who wants to develop a career focus, reach financial objectives or even improve on personal lives.

The most important step in this process is to begin by writing down your goals. Most people don’t really do enough of this. In fact, it’s been studied that just about 5% of the American population have their goals written down.

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