One Cent At A Time

A Personal finance blog to get rich

Women, Invest In Your Financial Literacy

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This is a guest blog from one of our readers. Please enjoy the post which talks about her financial mistake, that she did while staying in India, and the learning from that incident. Even though the incident took place in India, this might happen to you in any country. So, special attention is needed when you invest your hear-earned money.

My name is Seemantani Sharma. I am a 30-year old Ph.D. in law student at a prominent Australian university. So far life has been good. I have lived in three countries, traveled to several countries for business, have a career which I enjoy, have a great family and a decent net worth for my age.

Women, Invest In Your Financial Literacy

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What to Do When Automobile Repairs Go Wrong

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Many car repairs are worth making when they go smoothly. But what if you drive your car away from the mechanic and find the repair hasn’t been done correctly—or hasn’t been done all? Thankfully, most mechanics are thorough and professional, and unpleasant instances are the exception rather than the norm. But it’s important to know what steps to take if you find yourself in a bad situation. So, what to do if your auto repair goes wrong?

What To Do When Auto Repair Goes Wrong

There are a number of steps that you can take prior and post the incident. Let’s first briefly talk about what preventative measure you can take.

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4 Habits That Define Successful Real Estate Investors

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Becoming a successful real estate investor may take more time and effort for some people. This is mostly due to the fact that there are certain habits that real estate investors should have that takes some people longer to develop than others. These Investor habits are the key to success in this industry.

Real estate investment

Many people have tried to become successful in this business, but they lack the conviction or the knowledge altogether. Habits can be easily changed/learned, the problem is some people are too stubborn to do so. Many people ignore the habits that are causing them to lose money as investors because they are too hard headed.

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How Flexible are Life Insurance Quotes?

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I know I wrote about reducing insurance cost earlier, ways to reduce insurance premium. One of the tips was to shop around and get quotes from as many places you can find. Well, have you ever thought why different insurance providers charges different premium to put a price tag on your life? For me I didn’t have to comparison shop for life insurance, my employer has a group life plan covered through our health insurance provider. In case you want to know how premiums differ for the same life, here’s a guest post from a life insurance agent, Frank Mitchel. Enjoy the post!

Life Insurance Quote

Life insurance, like anything else available on the market, is a commodity. Any competent businessman will tell you that with a product available on the market, there’s always leeway to negotiate the price. While this may be true for 99% of the products out there, it doesn’t really work for insurance though. Companies are very strict in their pricing structure and won’t give any quarter to your cheeky little bid for a bargain.

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Six Lessons Learned from my First Money-making Venture

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Blogging is sometimes boring, when you have 4 projects to handle at work, one dance and a drama rehearsal to attend to every week, coupled with car breakdown, leaking roof, non working AC. Finding time to write for others becomes second priority. In order to induce some fun in to blogging, bloggers come up with fun ideas. One of which is ‘Blog Swap’. Where two bloggers swap their posts on same topic, on same day.

Extra Income

As part of our latest blog swap, I got a chance to swap blog post with a veteran blogger John Wedding, who blogs at Mighty Bargain Hunter and loves helping people to recognize life’s good deals. My guest post on this same topic is up at his blog so, please check it out! Today’s swap topic is “lessons from extra money making ventures“. Enjoy the post!

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Why Are You Still Concerned About Your Credit Score

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Previously I wrote multiple articles on credit score, including How to improve credit score. This guest post from Joshua may force you to think about credit scores from a different perspective. Enjoy the post!

Credit Score

Hey everyone, I’m Joshua Rodriguez…you may remember me from my debut post a month or so ago. Today, is my 3rd post here and going strong!!! I love the comments you all leave so, please keep them up.

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Step by Step Guide to Make a Medical Negligence Claim

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Pursuing any claim through court is difficult – even more so when you’re trying to pursue a medical negligence claim, especially if you are suffering from an illness or trying to come to terms with an injury. Every person has the right to make a complaint if the care that they received at the hands of a medical professional or institute was sub-standard, and every person has the right to make a claim for medical negligence if that sub-standard care directly caused an illness or injury.

Medical negligence claim

Making a claim for compensation can be complicated and so it’s important that you speak to a medical lawyer to guide you through the whole process. I know how tough it can be to make a claim and the process can be particularly tricky if you’ve never experienced it before. I wanted to put together a step by step guide to help people just like me make a claim, without getting confused by all the medical jargon.

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What You Need to Know About Self-Managed Superannuation Funds

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Self-managed super funds, or SMSFs, are one of the seven types of superannuation funds available to Australians. If you’re considering which type of super fund is best for you, be sure you know what SMSFs are all about.

Financial Advisor

When choosing your super fund, it pays to know your options. If you think a SMSF is for you, then make sure you get all the information about this popular type of superannuation fund that many Australians choose for their retirement and their financial future.

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Incorporate your Small Business as S-Corp or LLC

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With the growth of small internet-based companies, more and more people are looking at the opportunity of incorporating their business. Most business owners can benefit from incorporating their business.

Incorporate small business

Learning the incorporation of small businesses can result in building legitimacy for said business and supporting a solid reputation. It is also doubly beneficial to the sole proprietor business where it can reduce liability and income taxes. These benefits take the form of one of two possible companies.

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