A Personal finance blog for saving money and earning more and thus having a better life
Homeownership is one of life’s great milestones, and if you own your own home you have probably spent a long time thinking about the improvements you can make to your space.
One of the biggest hurdles to home improvement is cost, as some remodeling and redecorating work can cost thousands, putting home improvements out of reach for many families.
One of my friends was looking for a home.
His dream homes were going off the market as soon as they were coming in!
He started taking time off from regular work hours to visit houses for sale.
I never could have imagined, when I put my 5% down on my loan for my first real estate deal (my first home), that it would change the course of my life in so many prosperous ways.
Hi, I’m Joe DiSanto. I spent my career in Los Angeles, starting and owning entertainment businesses. I’ve also invested millions in real estate, transacting on 16 properties over the last 16 years. This is the story of my first investment.
Acquiring your first house is a big step to take. It’s not as simple as buying something from the shopping mall, which you can return if there’s something wrong with the item. A house is a long-term commitment, which is why you need to be extremely careful in picking out your first one.
In 2018, the estimated number of households in the USA reached 127.5 million. The rise in number is partly due to an increase in population, but also somewhat because housing prices were going up in the last few years since the great recession. Are you planning to buy your first home?
In an age of Youtube tutorials and cheap tools, no home improvement project is out of grasp for someone with a little time and patience. The first time isn’t always the cleanest or the quickest, but once you’ve finished a project, it gets easier and quicker every time. When we bought our home, I had to take help of one of my friends to learn the tricks of painting the walls. Now I am a master of the job and help out others.
Practicing by repairing the small issues around your home is a great way to prime yourself for bigger and more ambitious projects. If you’re just interested in adding value to your home, these small repairs will instantly provide perceived value for next to no investment.
If you are looking to buy a house of your own, then you will need to save up the money for a mortgage down payment. This is the cash that you bring to the closing table when purchasing a home. Although you may borrow money from the bank in the form of a mortgage or home loan, in most cases a portion of the money will need to come from you.
The higher your down payment, the less you will need to borrow to purchase your home and you will have smaller monthly repayments to make.
When most people think of home improvements, all they can focus on is the money that it will take to make the necessary upgrades. Well, what if you were spending money now to save more in the future? Believe it or not, there are a number of home renovation projects that can actually help you to save quite a bit of money. If you are curious to learn about what these are, here are your top options
If you’re planning to sell your house, either now or in the future, it’s a good idea to invest in things that can increase the value of your home. These investments don’t need to be major because small investments done tastefully and thoughtfully can raise your home value.
For many, the dream of being a homeowner is fulfilled with the help of a mortgage loan. The mortgage application process can, however, be a bit hectic with so many requirements. But with a little planning and taking the necessary precautions, you should be able to get your mortgage approved with minimal hassles.
A mortgage is one of the biggest debts anyone can have. That’s why it’s important to avoid some common mistakes that could turn costly. Here are a few that you need to watch out for:
Buying a home for the first time is never an easy thing to do. It is also one of the biggest financial decisions that one could make. With lots of things to consider, it is most likely that you will find a home that fits your needs and your budget easily. It is important that you know what your wants are, what your needs are and how much you can afford to pay for it.
The average price of a home in the United States is around $200,000. If you are a first-time home buyer, the first thing you need to do is secure a mortgage. Meeting with a reputable and experienced lender is a great way to figure out which type of loan is the right fit for your needs.
Merely living in your home is just not enough. With the advent of latest technologies and gadgets for your aid, it has become necessary to upgrade your homes as well. Some spendings are really not spending, they are investments that can earn you money.
Technologies like a security camera, door motion sensors, etc. Are not cheap, they are rather recurring spends but, They ensure your safety. Life of your loved one is priceless. Some technology lets you save money, like digital thermostats.
