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One Cent At A Time

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DOSH, The Cash Back App, Is Not a Scam – A Review

December 14, 2020 2 Comments

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I have been using DOSH for the last few months. I downloaded, registered, and added my credit cards.

I turned off DOSH push notifications, so it doesn’t annoy me anymore with daily deals, near-by sales, etc.

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Smart Home Gadgets That Financially Make Sense

February 22, 2018 1 Comment

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Merely living in your home is just not enough. With the advent of latest technologies and gadgets for your aid, it has become necessary to upgrade your homes as well. Some spendings are really not spending, they are investments that can earn you money.

Smart Home Gadgets That Financially Make Sense

Technologies like a security camera, door motion sensors, etc. Are not cheap, they are rather recurring spends but, They ensure your safety. Life of your loved one is priceless. Some technology lets you save money, like digital thermostats.

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Why I Didn’t Invest in Bitcoins

January 29, 2018 2 Comments

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There is no disputing that Bitcoin has perhaps been the hottest investment opportunity this decade. However, it also is no secret that the leading cryptocurrency currently has to contend with falling prices and increasing fears of a bubble. Investors have been bitten by the bitcoin bug and are unaware of some of the inefficiencies associated with Bitcoin as cryptocurrency and as a payment option.

Why I Didn't Invest in Bitcoins

In this article, we assess Bitcoin problems today and later look to point out what problems Bitcoin solves. As an interested investor, read on and find out more about Bitcoin problems. Many of my readers have heard about Bitcoins but haven’t gone deeper to understand what are they and how they work.

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How Payroll Software Helps Small Businesses

April 11, 2017 7 Comments

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Payroll is a complicated system for any small business to get right.  Some businesses choose to outsource payroll, but that can be expensive. There are easier ways to do it in-house, but it requires buying some business software.

How Payroll Software Helps Small Businesses

There are plenty of options on the market that offer a slew of features. This post touches on the benefits of payroll software and how it can help you overcome some common small business challenges.

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Top Websites and Apps that Can Save Money which You’d Otherwise be Paying

April 20, 2016 4 Comments

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I remember when I got my first smartphone, it was in 2010, just before embarking on a three-week-long road trip across the northeast USA. Apps like Priceline to book our next days hotel, AroundMe to find a place of interest around our location, Mapquest to replace expensive GPS navigation systems and GasBuddy to find the cheapest gas price in the vicinity.

Money Saving Sites

 

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Credit Sesame Review: A Truly Free Credit Score (And More!)

March 9, 2016 15 Comments

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Get Started For Free

So you are looking to get your free credit score and found your way to Credit Sesame.

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How to Work with Online Checks: A Guide

February 9, 2016 Leave a Comment

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The world of e-commerce provides businesses and customers alike with many new and exciting opportunities in which to buy and sell products and services. Customers now have more ways in which to pay than ever before, and it is incumbent upon businesses to provide ways in which to accept these payments if those businesses wish to maximize the number of sales.

Online checks are one such method, bridging the gap between traditional checks and instant transactions. Below, you’ll find the a guide to work with online checks as an online merchant or as a customer.

The Process of Online Checks

Online checks work as a form of online payment, where the money is withdrawn from the customer’s bank account electronically, transferred through the ACH network and deposited into the payee’s account.

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Online Payments Platforms for eCommerce Sites

July 29, 2015 Leave a Comment

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Online payment has made it possible for individuals and businesses to transact electronically without the need of being physically present. It has made it easy for people to transact from the comfort of their living rooms hence transforming the way we do business.

Compared to a few years ago, more and more businesses are switching to online payment so as to make it convenient for their customers to shop. Businesses have finally realized that online payments are now the heart of online businesses.

Online payment platforms allow business owners to focus on the business aspects of their ventures so that they can guarantee customer satisfaction.

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Why It’s Worth Renting Power Tools To Save Money

June 15, 2015 8 Comments

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Since buying our home last year the stuff inside our garage is ever-growing. still we have not more than 20% of the stuff our neighbors (on both sides) have. Though I am trying hard to catch up. Every time I visit Home Depot or Lowes, I come out with a new tool. When I look at the garages of our neighbors, I wonder how often they use some of the tools they have.  I think some of them were needed only once. Is it prudent to buy tools even if you need to use it once in your life time? Antoine is a tools enthusiast, who makes a case for renting out some of the tools today. Enjoy this guest post from Antoine.

Rent Power Tools to Save Money

You might find it surprising, but according to some research studies, it seems that an average tool (including power tools) are used for about 30 to 60 minutes in their lifetime. Sure, you can use a tool for a whole day or perhaps a whole week, but this study was based on the continual usage. Using these things is only a matter of seconds that keep adding up. What happens during the rest of their lifetime? Nothing spectacular. In fact, tools spend more time stored than used, whether they make it to some random toolboxes, garages or workshops.

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The Top 5 Password Managers I Recommend

April 27, 2015 4 Comments

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How many online accounts you have? If you are like an average American, you should have more than 20 online accounts. Starting from Gmail, yahoo, Skype, Whatsapp, Facebook, twitter to important financial account like checking, broker. And, if you’re a savvy internet user, you must have accounts with your utility providers. and if you’re like 80% of rest of us, you probably have same password, with a little variation, for most of these accounts. The reason, it’s so difficult to remember passwords. And you know that writing them down somewhere is riskier.

Top 5 Password Managers

But, having same password across different accounts is risky as well. If you password is stolen, for example, your local library, thieves easily can crack open your checking banks. More dangerous it is when you let your browser remember your passwords. So, if your laptop or smart phone is stolen. Your identity and financial assets can stolen with relative ease. Let’s talk about how to safeguard yourself, how to protect your password. Let’s talk about password managers.

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Disclosure of Material Connection: Some of the links in this web site are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”
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