A Personal finance blog to get rich
During the Coronavirus lockdown, it seems many of us have plenty of time in hand. No commuting to and from the workplace. Not many social gatherings. We often feel we have nothing to do. In reality if we put our brains, we get ideas. There are so many things around us, needing our attention!
Often I feel like I have nothing to do. So I end up surfing the net or playing games on my cellphone.
But there is so much you can do in your free time.
There is no rule that you have to stay in one place your whole life. There are a lot of factors that go into where the best place is for you to retire. It may just so happen that the best place is not where you are currently.
Kids are grown and have moved so there is nothing stopping you from going to your dream area. Or, you are now on a serious budget and your area is too expensive to live a good retirement. Then, there are also health concerns and where you are now may not have the right weather or amenities for your condition.
One way to make your relationship to stay forever is to surprise your partner for no reason at all. Surprises lead to greater intimacy, lighthearted fun, and tender reactions. Here are amazingly frugal first dating ideas.
Today we have a guest post from a reader of this blog. Enjoy this wonderful post!
There are a few things I am passionate about, and while they’re completely unrelated, finance and the outdoors happen to be two of them. It wasn’t until college that I developed either one of these passions but once I found them I was hooked.
Father’s day is around the corner. Unlike in the past where mother’s day used to be celebrated more widely, nowadays the father’s day is of equal importance to families. Children buy gifts for their dad. Mothers do buy gifts on behalf of their little kids as well. They go out they plan for that day ahead.
SB junior is just 3 years old, the gifts I’ve gotten so far were selected and paid for by SMB (wife). I got a shirt and mouse pad with embossed picture of my time together with the junior. I got a bonsai pot on the second father’s day.
In our non-stop competitive world, taking a vacation is a significantly underrated activity. Obviously, working is important. Not only does a job give you the means to pay for the essentials, but it also provides structure to everyday life and creates a sense of meaning and purpose.
Despite the importance of work, it is often far too easy to work too hard and too long without taking a vacation. The importance of heading to the best vacation spots cannot be stressed enough.
There is nothing quite as bonding in my mind than a camping trip, especially when you are not a camping family. Those of you that were raised to camp, those that know all the right ways to do things and all the right things to pack may not know what I am talking about. But I am sure that there are those of you that were not raised up camping that has tried your hand at it like we have that know firsthand what I mean.
My dad did not camp, or have picnics, or swim in public pools. He did not like to rough it, eat with ants or flies, and he did not want to swim in a public pool. I will just leave it like that; I won’t go into his explanation because it is not pretty. He did like to fish so we spent some time at the lake. Mom, on the other hand, loved to hike, picnic, garden, and generally any outdoor activity.
If someone had told me seven years ago that I’d be debt free by now, my first reaction would be to laugh in his or her face and then beg them to let me in on their secrets and tell me how this would ever be a humanly possible feat. I had just bought a sweet brand new vehicle (hello, car payments) and had moved to Vancouver, the most expensive city in Canada.
I bought the SUV before moving and believed I needed it, as I wasn’t comfortable driving hunk-of-junk cars anymore that would break down at the drop of a hat, in minus 40-degree Celsius weather, on the side of an ice-encrusted skating rink of a highway.
I realized that most of my regular readers are not struggling to meet life’s needs financially. Rather, they are quite fortunate with regards to financial health. They invest regularly and they have very stable jobs. So why not talk about something that fits the need of a financially-well-to-do?
If you are a salaried employee, like me, you must receive some end of the year bonus. Today’s topic is to invest that bonus in something luxury, like a watch, an exotic vacation experience (which is not a financial investment though), a rare picture from some famous artist, etc.
Anniversaries and valentine’s days are the times when you can get your better half a sentimental present. It is the celebration of your time together and you want to gift him something unique and personal rather than the standard gifts that are given on other occasions. Gifts that create experiences and that involve spending your time and energy rather than simply spending money to buy off the shelf are the best gifts for your loved one.
But, most women are left scratching their heads because they are unsure of what to get their husbands for Valentine’s day as they don’t want to pick something trite. I think after the anniversary and the birthday, this day is the next most important day of showing special affection for your better half.
