One Cent At A Time

A Personal finance blog to get rich

51 New Year Goal Ideas For 2023

1 Comment

We all have had our bittersweet relationship with new year’s goals. It has often been sought as a way of reflecting upon life choices of the passing year and dwelling on targets to achieve the year ahead. But as a rule of thumb, intentions to make resolutions never actually materialize. 

To help you set yourself up for a year-long journey of self-efficacy, we’ve provided you with 51 options for new year’s goals.

Also as a personal finance blog, we are listing up actions you can take to make sure you are positioning yourself for financial success. 

Continue Reading...

50 Habits of Personal Finance

50 Comments

This will be a different post in comparison to my other posts, the idea for today’s post is simplicity, so let this write-up be simple too. Your finance can be overwhelmingly complicated if you let it be, otherwise, it will be as simple as eating your daily lunch. Keep these simple fundamentals in mind starting from the day one of your working life. They are valid for every one, for people with debts and for people with billion dollars in bank.

50 Principles of Personal Finance

As with your physical health, a better set of habits can strengthen your financial health. You need to master those skills and habits. you need to acquire that mindset. Only then you can effectively manage your finances on a day to day basis.

Continue Reading...

4 Ways to Add Money to Your Emergency Fund Fast

3 Comments

COVID-19 has shown all of us the importance of an emergency fund. Most people operate on the “it probably won’t happen to me” philosophy; until it happens to them. The fact is, a major life-changing (or threatening) event can happen to anyone at any time, and pretending like it can’t is a good way to set yourself up for maximum damage when it does occur.

4 Ways to Add Money to Your Emergency Fund Fast

Many Americans have less than $1,000 in their savings account—hardly enough to subsist on should they be out of work for several months. An emergency fund should consist of about 3-6 months’ worth of expenses, or so the experts say.

Continue Reading...

How to Shake Those Bad Money Habits So You Can Meet Your Financial Goals

2 Comments

Bad money habits plague so many of us, and it’s not hard to see why. In a world where four out of five people live paycheck to paycheck, it’s easy to spend more than you can afford.

How to Shake Those Bad Money Habits So You Can Meet Your Financial Goals

The negative beliefs you carry about money from childhood play a role in how your spending habits have developed, too — as does the dopamine thrill you get when you make a new purchase.

Continue Reading...

Underrated Tips to Improve Your Financial Health

Leave a Comment

While everyone wishes they had a perfect financial situation, this is unfortunately rarely the case. In fact, numbers show that well under 50% of Americans have enough in savings to cover even a $1,000 emergency. However, saving money isn’t the only financial issue that people experience. Many spend too much on things they don’t need or simply don’t know where their money goes every month. 

Improve Financial Health

 

With that in mind, this blog post is going to look at a few underrated tips to improving your financial health and situation.

Continue Reading...

3 Valuable Daily Practices For Financial Success

2 Comments

Your future is determined by your daily habits. So if you want an abundant financial future, look no further than your next 24 hours. Because a few wise decisions made daily can lead to significant gains over the course of your life. Are you struggling financially? Are things not working out as you expected? Look no further than you. Think about your daily routine.

Daily practices for financial success

The gain in productivity is not a day’s job. You build up practices and rituals that eventually take you towards your goal. Plam is the design, practice is the method and discipline is the most essential ingredient. You should follow certain practices daily for your financial success.

Continue Reading...

10 Habits of Financially Stable People

16 Comments

Just like any other goal, financial success requires the practice of good financial habits. If you want to finally eliminate debt, increase your personal savings, and achieve financial security for yourself and your family, you need to take a good look at your current spending. Assess which ones are truly necessary, and start making changes to the way you budget and spend your money.

10 Habits of Financially Stable Person

To me, being financially stable and having a lot of money are not synonymous. You may have a large income but, it doesn’t always mean you’re financially stable. Financial stability ensures that you are capable enough to hold on to the wealth, even during difficult times. So, irrespective of your financial situation, you should strive to become financially stable and develop the habits of a financially stable person.

Continue Reading...

Subscribe via Email

Site Disclaimer

Disclosure of Material Connection: Some of the links in this web site are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”
Read full Affiliate disclosure


One Cent at a Time is published by SB. The opinions expressed herein by him are his own and not those of his employer or anyone else. All content on One Cent at a Time is for entertainment purposes only. By reading this blog, you agree that SB and/or One Cent at a Time is not responsible for any actions taken after reading this blog. For the full disclaimer, click here .

Major Media Mention

One Cent at a Time Media Appearances