One Cent At A Time

A Personal finance blog for saving money and earning more and thus having a better life

Is it Better to Pay Off Small Debts First?

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There’s no worse feeling than being bogged down by debt with no plan of how to escape from the financial nightmare. Getting into debt is so easy, yet climbing back out is no easy feat. But, by taking the time to look at your debt in a big picture view and having a plan of attack, you can slowly but surely pay off your debt.

Is it Better to Pay Off Small Debts First?

But which debt repayment plan is the best option to use? While there’s no wrong or right way to pay down your debt, there are some methods that may be more advantageous than others.

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19 Pretty Things to Make Debt Snowball a Motivating Factor

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Facing debt is not easy. Various credit card statements, phone bills, overdue utility bills and other IOUs are not pleasurable sights. As a responsible citizen, I know we all have our shares in keeping ourselves debt-free; however, there are times that we can’t really say no to those tempting things we see on the display stores.

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”Those shoes are just so me. I’ve got to have them.”
”I love the feel of this fabric in me. They won’t be on sale next week, or maybe tomorrow, so I’ve got to buy them now.”
”It won’t hurt to have another cup of coffee, right?”
”The latest brand of mobile phone really fits my lifestyle. I have to have it.”

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