One Cent At A Time

A Personal finance blog for saving money and earning more and thus having a better life

Tips to Make Your Home More Eco-Friendly

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If you’ve asked the question, “What is my home worth?” only to end up disappointed, you should know that studies have revealed going green is a great way to boost its value, not to mention making a significant difference in lessening your impact on the environment.

Eco-friendly home

You don’t have to go all out, spending thousands of dollars on solar panels and all new appliances. In fact, even if you’re on a tight budget there are lots of cheap, easy changes you can make for a more eco-friendly home.

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5 Advantages To Paperless Finances

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It’s said that the average American office worker uses as many as 10,000 sheets of paper every year.When you factor in every person in every office, that’s an awful lot of trees – isn’t it? But this figure doesn’t have to be set in stone. There are ways in which we can edge toward a paperless (or near-paperless) future, with very good reasons for doing so.

5 Advantages To Paperless Finances

One big area in which you could make inroads into your paper consumption is when it comes to your finances. The wonders of modern technology mean that your ‘books’ no longer need to be encyclopedia-rescue works that gather dust on the shelf.

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Sustainable and Responsible Investment

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A couple months ago I attended a conference on fund management. And there was that one lady there trying to intervene the whole time of the Conference given by a famous hedge fund manager. So the conference was all about performance, staggering returns, leverage, risk… etc. And once he finished his presentation, he gets off the stage, to interact with the attendees and answer their questions so people start asking, some come to him and try to give him their business card saying I’m interested in your funds or maybe we can do business together.

Sustainable and Responsible Investment

And so I noticed, this same lady who just throw one question, what do you do with SRI?  it’s quite funny actually that the hedge fund manager, stopped immediately turned and looked at her and said “interesting concept but I don’t know what to do with that and you don’t make money for your clients with that”.

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30 Ways to Reuse Your Old Clothes

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Reuse and re-purpose is an essential way towards frugal living. Giving a different causing to things that ended their utility not only does save money but also it helps environment by reducing waste and landfill. We but clothes every other months, most Americans do. So, naturally we have a constant supply of clothes that becomes outdated and unwearable regularly. All those clothes are eligible to be re-purposed.

Reuse Clothes

In this article we will tell you various uses of your old clothes, don’t worry if you find one not suitable in your case, you’ll find others that you can surely do. I am not asking you to stop throwing out your clothes and re-purpose every one of them. Unless you have a lot of time to do cuts, stitches and coloring not every one of your old clothes can be re used. But you can use some of them that are easy to do and take less time to convert and reuse.

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7 Top Carbon Emitting Nations Causing Global Warming

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Today’s post is about the environment. In case you haven’t read my previous articles on environment, you can refer to my Environment category in the archive. I live in Miami metro area. Our area is under threat due to global warming, sea level rise may cause our property to go under water in few years. I am afraid, so is 50% of world population, who live near the sea shore. Today I’ll list top 7 nations that emit maximum carbon causing global warming.

Top 7 Carbon Polluting Nations

Atmospheric researchers at Concordia University in Montréal have published a paper outlining the world’s most aggressive carbon dioxide contributors. Their findings suggest that just seven countries hold responsibility for 60% of the anthropogenic global warming in the world thus far.

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How You Can Help The Environment    

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Arguably, world is right now experiencing it;s latest extinction level event, which is human induced. Since last thousands of years human beings caused extinction of large species of animals and plants. Now we are in self-distracting mode. In a way we are about to wipe out every living being on this planet. If we don’t stop what we are doing now. That is damage we are causing to our environment. Unless every one of us start playing our part, we are in irreversible path of self-annihilation. This is not my theory. Read about Holocene extinction event on Wiki. How can you help?

Saving Environment

Let’s talk about how we can do our bit. Earth will still be around after thousands of years after our death. This gradual extinction will occur over a million years. But we can leave a better place for our children if we contribute towards cleaner and greener environment. Perhaps our children could learn from us and do greater things for the planet. (See Also – 101 Ways to Save Environment)

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How Use of Alternate Energy Can Save Money

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Once in a while, I think about adopting the different forms of alternative energy right here in our home. Though I understand that the cost is quite expensive; solar panels are not cheap at all but, the long-term benefits are far greater. So far, I have only ensured home insulation and bought a few energy star appliances towards my contribution to the green cause.

This saga of going green is of one of my colleagues, Cindy, who lives in a single family home. They are slowly transforming their suburban home into a sustainable one:

Cindy’s husband is a businessman and owner of a couple of restaurants. They have money to live life they wish for. One of her wishes was to help the environment. They studied, researched and installed solar power modules at their home. Now they are planning even planning for mini wind mill installation.

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