One Cent At A Time

A Personal finance blog for saving money and earning more and thus having a better life

Starting a Family? Here are the Best Savvy Saving Tips

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Expanding your family is an exciting and joyous time of your life. While you may be preoccupied with a whole new world of baby names, pregnancy classes and routine visits for checkups, there is one serious consideration you need to think about and that’s your finances.

How Growing Up Poor Impacts Future Spending Habits

Having a baby can be expensive, but there are ways in which you can save yourself money and avoid plunging into debt. This should be an enjoyable new stage of life; you don’t want it to be overshadowed with money worries.

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Convince Your Spouse to Save Money Together

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If you’re serious about saving money for the future, congratulations. Not too many people are like you. Interest rates are low and consumerism is America’s favorite pastime.

Convince Your Spouse to Save Money Together

Chances are your spouse doesn’t share your views on frugality. Everyone around them is planning vacations, buying new homes, and bragging about their latest purchases. It makes it seem like everything is fine when really it isn’t.

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10 Ways to Catch your Partner Hiding Money from you

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Managing finances is a very sensitive area in marriage. Statistics show that 90% of marriages fail because of failure to manage finances responsibly. Many words have been said, lots of advice have been extended, and various ways were suggested in order to manage money. Yet, the question remains, how should we manage it? And, when one manages it, how can the other one trust the other partner?

Family Finance

Before answering that question, you have to embrace the fact that when you tied the knot, two of you become one. What are yours become your spouse’s possessions too. You cannot divide your properties and limit each other to specific properties that you want to share then keep what you don’t want to share inside your locker.

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Managing Finance Together – How to get Partner Interested in Personal Finance

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How many times have you begged your partner to get better at managing the family finances, only to have her/him roll eyes, shrug shoulders and beg off being capable of handling such responsibility? It happens all too often between couples. One manages the money the other mostly takes care of the household business, for lack of better word.

In our home, I am the financial decision maker, SMB doesn’t have much interest in knowing our tax bills or investment returns.

It can’t be easy to get your spouse/partner interested in improving skills in managing the family finances if the interest is not there to begin with. So, what can you do to let your partner gain better financing skills and make an active decision maker in the process? There are various financial tasks you may gradually hand to her/him in this “financial skills training program”:

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