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One Cent At A Time

A Personal finance blog to get rich

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What to Do When Automobile Repairs Go Wrong

January 19, 2020 66 Comments

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Many car repairs are worth making when they go smoothly. But what if you drive your car away from the mechanic and find the repair hasn’t been done correctly—or hasn’t been done all? Thankfully, most mechanics are thorough and professional, and unpleasant instances are the exception rather than the norm. But it’s important to know what steps to take if you find yourself in a bad situation. So, what to do if your auto repair goes wrong?

What To Do When Auto Repair Goes Wrong

There are a number of steps that you can take prior and post the incident. Let’s first briefly talk about what preventative measure you can take.

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The Better Investment – Gold or Silver?

March 14, 2017 37 Comments

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According to research in 2010, precious metals were some of the most lucrative assets over the previous five years – earning investors an impressive 42% return from their 2010 precious metal investments.

The Better Investment – Gold or Silver?

Despite these optimistic numbers, investors should research the current economy and metals market before diving into investments. The value of precious metals tends to fluctuate over time, so taking the time to consider current market trends is crucial to achieving the highest rates of returns.

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How to Do Corporate Branding Right

August 16, 2014 Leave a Comment

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Trade and business expos are the place to meet face-to-face with your potential clients. It’s all about interaction and engagement. But, before any of this can happen you have to get your potential customers to stop and notice you in the first place. The design and quality of your branded products set the atmosphere for your booth or pitch. Your corporate exhibit needs to be positive, attractive and interesting, while representing your brand and letting people know what you do. This is a guest post geared towards businesses.

Corporate Branding

This was a guest post geared towards businesses. Selecting the right products for the right situation, whether it’s a vibrantly printed Pull Up Banner for an indoor expo or a durable Branded Marquee for an outdoor event, is crucial to making sure your brand stands out from the crowd.

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Supplemental Assistance and Concessions for Low Income Retirees

November 23, 2013 1 Comment

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The services mentioned in this article are specific to Australians although most countries have similar services. This article should give you a good idea about similar services you should look for in your country if you live outside of Australia. This is a guest post, enjoy the post!

Low income retirees

Elderly at work

Retirement can be difficult for many seniors, as they try to keep up with their financial responsibility with less income coming in. These problems become even more difficult for low-income seniors. It is crucial that you understand the different governmental benefits that are available to you, as you head into your retirement years.

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Six Lessons Learned from my First Money-making Venture

August 30, 2013 16 Comments

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Blogging is sometimes boring, when you have 4 projects to handle at work, one dance and a drama rehearsal to attend to every week, coupled with car breakdown, leaking roof, non working AC. Finding time to write for others becomes second priority. In order to induce some fun in to blogging, bloggers come up with fun ideas. One of which is ‘Blog Swap’. Where two bloggers swap their posts on same topic, on same day.

Extra Income

As part of our latest blog swap, I got a chance to swap blog post with a veteran blogger John Wedding, who blogs at Mighty Bargain Hunter and loves helping people to recognize life’s good deals. My guest post on this same topic is up at his blog so, please check it out! Today’s swap topic is “lessons from extra money making ventures“. Enjoy the post!

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How to Market Your Side Business without Spending a Dime

August 14, 2013 11 Comments

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OCAAT is a side business for me, well, not in every sense. I write as I enjoy writing. Through this blog I meet 100’s of people virtually everyday. The blog gives me satisfaction to the extreme and a feeling that I am one of the few in this world. I did blog marketing and continue to do so. I do market my blog without spending any money on it. When I got the below guest post, I felt it resonated my feeling. I put my thoughts at the bottom of this article.

Small Business

There was a time when the only way to effectively market your side business was by spending thousands of dollars on advertising. From television commercials to radio spots and from roadside billboards to printed ads in newspapers and magazines – these were the major sources of gaining visibility and attracting customers for a business.

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Is a Tax-free ISA Investment the Best Option for my Savings?

July 20, 2013 3 Comments

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Getting as much out of your money as possible becomes increasingly important as we get older. Our thoughts might turn to luxury holidays, home ownership, home improvement or even retirement, which means having a little nest egg to rely on makes it a little easier to meet those costs, but what is the best way of building one up?

ISA Loans

ISAs, which usually come in two forms – Cash and Stocks and Shares, are ideal for anyone hoping to save money long-term while also gaining significant amounts from interest every year. Unlike some other types of savings account on the market, ISAs are more likely to help you profit for two reasons:

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What You Need to Know About Self-Managed Superannuation Funds

March 15, 2013 1 Comment

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Self-managed super funds, or SMSFs, are one of the seven types of superannuation funds available to Australians. If you’re considering which type of super fund is best for you, be sure you know what SMSFs are all about.

Financial Advisor

When choosing your super fund, it pays to know your options. If you think a SMSF is for you, then make sure you get all the information about this popular type of superannuation fund that many Australians choose for their retirement and their financial future.

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Incorporate your Small Business as S-Corp or LLC

February 12, 2013 Leave a Comment

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With the growth of small internet-based companies, more and more people are looking at the opportunity of incorporating their business. Most business owners can benefit from incorporating their business.

Incorporate small business

Learning the incorporation of small businesses can result in building legitimacy for said business and supporting a solid reputation. It is also doubly beneficial to the sole proprietor business where it can reduce liability and income taxes. These benefits take the form of one of two possible companies.

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Assess your Borrowing Power First Before Mortgage

December 21, 2012 3 Comments

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The following is a guest post by Betsy Falwell, a good followup after last week’s post 6 financial must do’s for first time home buyer.

Mortgage Loan

“…and it will only cost us $750 a month!” exclaimed the too-loud woman in front of me at Starbucks. We were both waiting for our beverages – me a non-fat, no-water chai tea latte; her some frothy type of seasonal drink – and it was impossible for me not to overhear the conversation she was having about her new home loan with the person on the other end of her cell phone.

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Disclosure of Material Connection: Some of the links in this web site are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”
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