A Personal finance blog for saving money and earning more and thus having a better life
Christmas holidays are just around the corner and we all know what it means to us, and more importantly, to our wallets and purses. Lots of things to remember, arranging gifts, the office Christmas party, last minute dinner invitations and/or festive shenanigans.
It can be stressful thinking about all of the money you may have to spend on gifts for your loved ones. Don’t worry, we’ve got you covered with three easy tips to make your holiday shopping experience much more pleasant.
I always wondered how much our Christmas decoration is costing us, in terms of energy usage. I noticed around $20 to $40 energy bill jump for the month of December. The below picture, taken in 2016, is our home partially lit up in the first week of December. We added more lighting afterward. $40 is no small amount. So, how to reduce cost to power Christmas lighting
A number of things influence our energy bill. How elaborate is my decoration, do I use incandescent or LED bulbs, the wattage of my bulbs, how long I am putting up the display for and for how many hours I have the lighting turned on every day.
Every year, Memorial Day is celebrated on the last Monday of May. This day is observed in order to honor, remember and celebrate the soldiers who have lost their lives in the line of duty to serve the United States Armed Forces. Memorial Day is also marked as the start of summer. Many people use this as an event to both celebrate Memorial Day and also to welcome summer.
This is one of the long-awaited holidays we have. For me this is the first holiday of the year as I haven’t taken any paid leave so far. Planning to celebrate the day by doing some fun activities with friends. What will you be doing?
The holiday season is upon us and if you are strapped for cash this Christmas, but still want to give several presents to your friends and family, consider making some gifts yourself. Do-it-yourself gift ideas are extremely popular and often cherished by the receiver of the gift.
After all, instead of just going out and purchasing something, you spend the time making a gift instead. Do not worry if you think that you do not have any special skills needed to make holiday gifts because there are plenty of gift ideas that do not require experience. Here is a list of some great DIY gifts you can give away this holiday season.
Are you trying to save money this holiday season? It may not be as easy as you think. Many people head into the holiday season with a plan to spend less money than the previous year and to be more careful about how much they spend. Here’s my other piece, 101 ideas for frugal Christmas gifts, this article is in continuation of that.
However, when January arrives, they quickly realize that they ended up spending more than they had anticipated. It really takes some planning and budgeting if you want to save money during the holiday, but it can be done. Here are some great tips to help you save money on all your holiday supplies.
The holidays cannot go by without purchasing at least a few gifts for those closest to you. The first thing you need to do is make a list of everyone you want to shop for, and then determine how much you are able to spend on each gift.
Just a few days back I posted 101 frugal Christmas gift ideas. This is another post to touch upon the subject of saving money during a period when your pockets would be stretched the most. Over the years I have learned that keeping little money aside every month works wonder when if comes to year end festivities. For those of you who are still trying to keep expenses under control, this post is for you.
This holiday season you’ll find that your bank account is going to be stretched more than at any other point this year. With the build up to Christmas in particular, there are many things that you are going to need to buy, not least presents for loved ones and beverages for any guests. But, contrary to belief, the holiday season does not have to break your bank. In fact, 2013 could be the cheapest Christmas you have had in a long time.