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9 Things About Student Loan Forgiveness

June 7, 2025 6 Comments

Do you know what happened to Corinthian college last year and ITT Tech this year? They were forced to shut down after govt. A decision to not allow federal student loan aid for students of these institutes. So what if you were a student of such college? What happens to your student loan, can you get it forgiven?

9 Things About Student Loan Forgiveness

If you graduated from college with a fancy piece of paper and a mountain of loans to deal with, you might be feeling like you’ll never pay them off. Maybe you got a job and your payments feel like a drop in the bucket. Maybe you haven’t been able to find a job, and the phone calls from collection agencies have started already.

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Reducing Your Student Loan The Smart Way

November 18, 2024 1 Comment

No one wants to graduate with a huge student loan, so why not consider reducing it while you’re still at college or just out of one? That way, it’s not hanging over you for years.

Reducing Your Student Loan The Smart Way

Reducing Your Student Loan The Smart Way

The burden of student loans is much heavier than a decade ago. On average, a college graduate today has about $25,000 in student loan debt. In 2005 that figure was a mere $10,000. Education is going to be costlier over the years. So, what should a student do?

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Decoding DSCR Loans: A Key to Real Estate Investment Success

January 5, 2024 Leave a Comment

In North Carolina’s finance and real estate sectors, investors are constantly on the lookout for new, innovative ways to secure funding for their ventures.

Here, DSCR or Debt Service Coverage Ratio loans are a powerful financial tool, providing real estate investors with opportunities to acquire and expand their property portfolios. 

In this article, we’ll delve into the intricacies of DSCR loans, explore their significance in North Carolina’s real estate investments, and uncover why they have become the go-to choice for many investors.

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Top 10 Fintech Companies for Personal Loans

March 21, 2022 37 Comments

So, you need to find the best personal loan option? Perhaps you need to remodel the kitchen, add a pool to the backyard, or start your own business. And, you do not qualify for a home equity loan. Whatever the case may be, you want to be sure that you are getting the best loan for your circumstances. We have researched through 100’s of sites and 100’s of banks to prepare this list of current top 10 personal loan providers who are primarily Fintech companies. List Last Updated 03/21/2022

If you rather want to check Fintech companies directly, then follow the leads from the table below.

Top 10 Fintch Personal Loan Providers

Rank Lender Interest rate Loan Range Comments
1 Upstart
5.22% – 35.99% $1,000 – $50,000 This is best performing personal loan provider, and growing business more than 50% a year. Employs AI to establish credit worthiness. Best for people new to credit, hassle free online experience, get funds within hours.
2 personalloans $6% – $36% $2,000 – $35,000 Check here first. They are not direct lenders, they are brokers to find the best loan for you in your state. With one application, you get multiple lender offers to compare and choose from.
3 Lending Club From 6.67% $1,000 – $40,000 You can expect delay in loan payment, late fee is assessed after 15 days of due date. You can check pre qualification before actually borrowing
4 Kabbage   From 6.78%  $1,000 – $35,000  No hidden fees. Average interest rate via lending club is 14.8%
5 Trusted  6.68% – 36%  $2,000 – $35,000  No hidden fees. For Massachusetts residents, the minimum loan amount is $6,001
6 Bad Credit Loan  From 6.78%  $1,000 – $35,000  No hidden fees. Average interest rate via lending club is 14.8%
7 Prosper  6.68% – 36%  $2,000 – $35,000  No hidden fees. For Massachusetts residents, the minimum loan amount is $6,001
8 Fundera  From 6.78%  $1,000 – $35,000  No hidden fees. Average interest rate via lending club is 14.8%
9 Payoff  6.68% – 36%  $2,000 – $35,000  No hidden fees. For Massachusetts residents, the minimum loan amount is $6,001
10 Net Credit  From 6.78%  $1,000 – $35,000  No hidden fees. Average interest rate via lending club is 14.8%

Why Fintech Companies

The main reason is their low overhead cost.

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What Happens When You Refinance Student Loans

November 26, 2021 1 Comment

If you’re paying off student loans, you might know the headaches involved with seeing your balances stay at almost the same level, despite paying hundreds of dollars each month. This is a common phenomenon experienced by borrowers across the board, regardless of the loan type.  

What Happens When You Refinance Student Loans

Most loans are front-loaded, which means you will be paying off interest before making a dent in the principal balance.

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Applying for an Auto Loan? Here Are Top Lessons from Experts

March 14, 2021 Leave a Comment

Vehicles can be costly to purchase, and people consider auto loans to get a new car. These financial constraints, if poorly handled and managed, could worsen your financial situation. Securing a well-tailored and friendly auto loan can be a tricky endeavor.

Auto Loan

The whole process entails the interpretation and balancing of risks and benefits. Given the problematic nature of auto financing, this article provides some lessons from experts on what to look at when considering an auto loan.

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How to apply for Short Term Personal Loan Online during Emergency in India

October 13, 2020 Leave a Comment

In case of sudden shortage of funds, unexpected expenses and unforeseen life events, a short term personal loan can help us tide over the difficult times. Short term personal loans are collateral-free and do not require any guarantor.

Top Tips to Help Manage Your Personal Loan Payments

They also come with affordable interest rates due to the competitive personal loan market and fast approval and disbursement. Short term Personal Loans also do not have any prefixed loan amount that you need to avail.

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How Loans Can Hurt and Help Your Credit Score

September 10, 2020 Leave a Comment

Many people think that all kinds of debts are created equal and as a result, they have equal weight on your credit score, but this is not true.

Many factors play a role when it comes to credit scores and how they are calculated. Credit scoring models take into consideration what debt you have and how much of it. Also, they consider how your installment debt.

When you understand which metrics matter most about your credit scores, you’ll be able to improve and maintain them. In this article, you’ll find the answers to your questions.

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4 Things You Should Know Before Taking out A Loan

July 13, 2020 Leave a Comment

Getting a loan is a huge financial decision, and it should never be taken lightly. In emergencies, debt can prove to be very useful and life-changing, but that doesn’t mean that you can’t do some research before the time arrives.

Top Tips to Help Manage Your Personal Loan Payments

As it is a very significant financial decision, you need to make sure that it doesn’t have any adverse effects on your finances in the future. Before you apply for any kind of loan, you must learn a few things about yourself so that you don’t have to face any problems later on.

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Top Tips to Help Manage Your Personal Loan Payments

February 16, 2020 Leave a Comment

are you struggling to make your personal loan payments? here are some tips to help you out.

Set a Budget and Do Everything That You Possibly Can Do to Stick to It

Setting a budget for yourself is essential. Your budget will determine how much you can spend and how much you need to set aside to cover all of your expenses every week, pay period or month.

Top Tips to Help Manage Your Personal Loan Payments

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