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So, you need to find the best personal loan option? Perhaps you need to remodel the kitchen, add a pool to the backyard, or start your own business. And, you do not qualify for a home equity loan. Whatever the case may be, you want to be sure that you are getting the best loan for your circumstances. We have researched through 100’s of sites and 100’s of banks to prepare this list of current top 10 personal loan providers who are primarily Fintech companies. List Last Updated 03/21/2022
If you rather want to check Fintech companies directly, then follow the leads from the table below.
Top 10 Fintch Personal Loan Providers
| Rank | Lender | Interest rate | Loan Range | Comments |
| 1 | Upstart |
5.22% – 35.99% | $1,000 – $50,000 | This is best performing personal loan provider, and growing business more than 50% a year. Employs AI to establish credit worthiness. Best for people new to credit, hassle free online experience, get funds within hours. |
| 2 | personalloans | $6% – $36% | $2,000 – $35,000 | Check here first. They are not direct lenders, they are brokers to find the best loan for you in your state. With one application, you get multiple lender offers to compare and choose from. |
| 3 | Lending Club | From 6.67% | $1,000 – $40,000 | You can expect delay in loan payment, late fee is assessed after 15 days of due date. You can check pre qualification before actually borrowing |
| 4 | Kabbage | From 6.78% | $1,000 – $35,000 | No hidden fees. Average interest rate via lending club is 14.8% |
| 5 | Trusted | 6.68% – 36% | $2,000 – $35,000 | No hidden fees. For Massachusetts residents, the minimum loan amount is $6,001 |
| 6 | Bad Credit Loan | From 6.78% | $1,000 – $35,000 | No hidden fees. Average interest rate via lending club is 14.8% |
| 7 | Prosper | 6.68% – 36% | $2,000 – $35,000 | No hidden fees. For Massachusetts residents, the minimum loan amount is $6,001 |
| 8 | Fundera | From 6.78% | $1,000 – $35,000 | No hidden fees. Average interest rate via lending club is 14.8% |
| 9 | Payoff | 6.68% – 36% | $2,000 – $35,000 | No hidden fees. For Massachusetts residents, the minimum loan amount is $6,001 |
| 10 | Net Credit | From 6.78% | $1,000 – $35,000 | No hidden fees. Average interest rate via lending club is 14.8% |
Why Fintech Companies
The main reason is their low overhead cost.
