• Home
  • About
  • Advertise
  • Contact
  • Policy
  • Guest Post
  • Archive

One Cent At A Time

A Personal finance blog to get rich

  • Email
  • Facebook
  • Pinterest
  • RSS
  • Twitter
  • Beautiful Life
  • Becoming Rich
  • Beginners Guide
  • Extra Income
  • Productivity
  • Saving Money

Simple Ways To Save Money On Monthly Expenses

December 13, 2018 3 Comments

Share this:

  • Tweet
  • Email

Saving money when your bills seem to pile up faster than ever is definitely a tricky situation. Yet there is a solution to everything and this article is here to open some doors for you. Cutting costs without actually reducing your quality of life is a task that requires some research. We will talk about some easy low-hanging fruits that can be plucked while not sacrificing your lifestyle.

Where we spend most

Average American household Spending

Your financial freedom is somehow limited by the essentials you need to pay for at the end of each month – taxes, utility bills, transportation costs, housing and so on. Around half of your salary will go on these expenses, so you need to learn how to cut them to a minimum.

Here are some tips that will help you with this aspect:

Water consumption is your enemy

Even though you might believe that water consumption doesn’t make much of a difference, it does. You simply don’t notice it because pills pile up at the end of the month.

Reducing your water consumption can result in substantial decreases in your utility costs. Your dishwasher is the number one appliance when it comes to consuming water. Use it only when it is full of dishes.

Invest in a sustainable shower head. They are supposed to reduce the pressure of water when you shower, resulting in a smaller amount consumed each month.

Of course, avoid leaving the water running when you brush your teeth. Around 2-3 gallons of water is wasted because of that small detail.

Reduce the TV & Internet packages

We cut our  cord in 2016. We do not watch any channel as such. Most news sites have free streaming service which we utilize. We also have Amazon prime to serve our movie and TV series needs.

Most of your TV channels remain unwatched because the package you own is probably too big for your needs. The same goes with the Internet.

Most people choose expensive TV & Internet packages because they are recommended by the providers and they are presented as being the best deal they have.

In fact, that is not true. You will get just the same experience by paying a less expensive TV & Internet package. This way, you can save a considerable amount of money at the end of the month by getting almost all the features you had previously.

Bundling the packages is also a choice, instead of paying a separate bill for each service. There are providers who offer bundled TV and Internet services, which can be cheaper than the offer you’d get otherwise.

Always compare gas prices

A considerable part of your money goes on transportation bimonthly or at the end of each month. The one detail that can make a difference in this sense is represented by gas prices.

You should start researching the companies that have the lowest gas prices and opt for them instead of the closest option. Moreover, you should get informed about fuel rewards gas cards, which can save you some serious money.

It is important to notice all the offers and promotions in your area because even a few dollars saved can help you indulge a little bit more into something you truly enjoy, not something you need, such as utilities. Think twice when you fill your gas tank next time.

Buy in bulk whenever you can

This may not be effective always. We are three member family and most of the grocery items are purchased in small lots, not in bulk. But things like baby diapers, wipes, formula, etc. are cheaper at Costco. We buy a lot of stuff from Costco.

Stores like Costco, Sam’s Club and BJ’s offer discount for buying in bulk. I even know of families sharing their memberships to save even more.

But items like cereals, rice, nuts, etc. which we regularly consume, we buy in bulk from Costco, as buying in bulk saves money compared to buying small packages.

LIKE THIS POST?
I agree to have my personal information transfered to MailChimp ( more information )
Join our community of 8000+ subscribers to increase your net worth and build wealth
We hate spam. Your email address will not be sold or shared with anyone else.

Share this:

  • Tweet
  • Email
The tool that changed the way I manage my personal finance - Personal Capital, The Best Free Personal Finance Tool

Want to start a WordPress blog now? The onecentatatime.com blog is hosted by Siteground Web Hosting. For only $3.95 a month, Siteground can help you set up and host your website/blog quickly and easily.

About the Blogger Hi I am SB, a personal finance enthusiast with a career in software development. I am an immigrant to the USA since 2005, after being born and brought up in India. This 40 something technocrat lives and breathes personal finance whenever he gets time from the day job, job as a husband and a dad

Some links on this page may be affiliate links, if you make a purchase following the links, I may earn a commission. Read affiliate disclosure here
« Start Earning More: 8 Investing Tips for Beginners
4 Great Side Hustles For Extra Cash »

Comments

  1. Jason says

    December 19, 2018 at 3:21 AM

    Your strategies are excellent, though pretty old but applicable….

    Reply
  2. jef marshal says

    December 20, 2018 at 2:26 AM

    hy nice blog and thanks for sharing this wonderful information

    Reply
  3. velanbookkeeping says

    March 4, 2019 at 5:03 AM

    One of the useful information about saving money. accounts is important for individual and organization.

    Reply

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.



Create your own blog in 20 minutes and $20

Personal Capital, a free tool to change your financial health today

I use and suggest Upstart, for your personal loan need

CreditKarma, a free tool to check your credit scorey

I use Coinbase, for my crypto investments

101 Cents at a Time

101 Ways to Earn Extra Money on the Side
201 Frugal and Perfect Birthday Gifts
101 Ways to Save Money Everyday
101 Ways to be Better and Successful at Work
101 Ways to Save Environment and Energy
101 Frugal and Romantic Anniversary Ideas
101 Low-Cost Men's Fashion Ideas
101 Personal Finance Tips
101 Ways to Reuse Household Stuff
101 Things to Do, When Nothing to Do
101 College Graduation Gift Ideas
100 Tips for Ecommerce Startup
101 Ways to Enjoy Indoor During Winter
101 Ways to Beat Procrastination

Popular Posts

Quick Cash - How to make $100 legally, in a day
Living well on less than $15,000 a Year
Top survey sites for side income
What to do when auto repair goes wrong
Where should I invest my money now?
20 Ways to be productive and happy at work
51 Ways to get out of debt
Be a better person in 15 days, 15 ways
Income ideas for retirees and senior citizens
51 side jobs for college students
Urgently need a large amount of money?
Should I buy or should I rent?
Best Personal loan providers
25 Ways to save environment
25 DIY car repairs to save money
How to decorate office cubicle
How to show your wife you care
50 Financial Rules for Success
51 Frugal weekend family activity ideas
Become Rich By Saving 1 Hour Of Daily Wage
How much do I need to save for retirement?
How to negotiate your salary

Follow us on FaceBook

About Author

SB

Blogger by choice and IT manager by profession. Finance is my passion and gardening is my greatest satisfaction. Born in India, settled in US, Husband and a father. I created this blog in 2011 with a vision to help others. Thanks for your patronage. More info on my "about" page.

View all posts


Subscribe

Join our community of 5000+ subscribers to increase net worth and build wealth

Advertisements

Personal Stories

How I got a new HP computer replaced
Was COVID circulating in USA in fall of 2019?
How my credit score went up 800+
Why I didn’t invest in Bitcoins
How I controlled impulses to buy things
Why this blog is named One Cent at a Time

Subscribe via Email

Site Disclaimer

Disclosure of Material Connection: Some of the links in this web site are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”
Read full Affiliate disclosure


One Cent at a Time is published by SB. The opinions expressed herein by him are his own and not those of his employer or anyone else. All content on One Cent at a Time is for entertainment purposes only. By reading this blog, you agree that SB and/or One Cent at a Time is not responsible for any actions taken after reading this blog. For the full disclaimer, click here .

Major Media Mention

One Cent at a Time Media Appearances

Copyright © 2023 One Cent At A Time · Designed by Nuts and Bolts Media