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One Cent At A Time

A Personal finance blog to get rich

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101 Ways to Beat Procrastination and Increase Productivity

December 13, 2022 1 Comment

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As easily as the Cambridge dictionary defines procrastination as “the act of delaying something that must be done, often because it is unpleasant or boring”, I bet one who deals with it would agree that it is definitely not that easy to handle. If you can quite start to feel a lump in your throat reading this, congratulations! you are precisely the person who needs to read this.

Though we know you are just reading this while procrastinating a work of priority, hail there. This might be a motive for you to kill your procrastinating habit and get going. And this read would definitely be more productive than your random search instincts like finding out if your headache indicates a brain tumor,

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How Can I Keep Track of My Spending?

August 21, 2021 Leave a Comment

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Keeping track of how much you spend can be a great way of stopping yourself from becoming indebted. This can be beneficial both in your personal life and if you run your own business. Finding ways to keep an eye on the amount you spend, no matter the payment method, can help you stick within a daily or weekly budget.

How Can I Keep Track of My Spending?

On top of this, looking at where your money goes can help you to identify any problem factors that may lead to overspending.

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4 Ways to Secure Your Financial Future

April 6, 2020 2 Comments

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Securing your financial future is something you should consider regardless of age or status. With some planning and a little foresight, you could be well on your way to carving out a future free of debt and worry.

Being financially comfortable when you get older will not only make it easier to live life to the full but could provide you with choices you wouldn’t otherwise have. Here are 4 ways to secure your financial future.

Career advancement

Career advancement usually goes hand in hand with an increase in salary and other benefits, so it’s a good idea to set yourself some realistic career goals and plan how these can be achieved.

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How to Improve your Relationship with Money

February 8, 2020 Leave a Comment

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Money often makes the world go around – whether we like it or not. Though having a lot of cash in your bank account might not be able to make you happy, it does make it a lot easier to avoid stress, anxiety, and other common problems. Fortunately, you don’t have to be a millionaire in the making to live a comfortable life.

Increase your Income

Sometimes, all you need to do to gain financial independence and stop stressing over your cash is to improve the relationship that you have with the money that you do have.

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5 Money-Savvy Tips to Use in 2020

January 21, 2020 Leave a Comment

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The New Year is a perfect time to look back on your life and decide what things you’d like to change and where you’d like to find improvements. It’s always difficult to make resolutions, but under the right circumstances and with the proper motivation, it can be done.

Money spending

This year, why not make it a resolution to fix your personal finances and get yourself out of debt? Besides signing up for a debt consolidation program, here are five money management tips that will help you achieve your goals.

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Using Online Financial Resources to Manage Your Money

May 6, 2019 1 Comment

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With the economy roaring back to new levels of stability, the time to save money for the future is now. Interest rates continue to grow, which means your money could work harder for you now so you have a nice nest egg on which to rely in the future.

Using Online Financial Resources to Manage Your Money

Before you decide to open a retirement, checking, or savings account, you might want to know which banks have the best interest rates right now. You can easily find this information by doing a quick search online.

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The Stock Market Made Easy

October 30, 2018 1 Comment

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I am sure you’re anxiously seeing the stock indices volatility and gross downturn past few weeks. Is it abnormal? Naturally, stocks do vary. For example, there are dividend stocks or defensive stocks. A good beginning stock is dividend stocks which give buyers a long-term return. A defensive stock is a good beginning stock for a long-term investment like water, electrical, or utility stocks.

The Stock Market Made Easy

I am not panicking with the recent market downturn. Neither should be you. We need to understand how these markets work. The loss you are seeing now re all paper loss, you don’t make a loss till you sell your positions. I am holding tights on to my stocks and funds.

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9 Steps to Secure Your Finances For the Future

August 13, 2018 2 Comments

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Do you tend to spend more than you earn? Do you procrastinate paying your bills on time? Well, not everybody is good at managing their finances. While some find it difficult to maintain the minimum balance in their account, others shop using their credit cards and tend to spend more than their budget.

9 Steps to Secure Your Finances For the Future

If you don’t know how to manage your finances when you earn, thinking of saving for retirement would seem like a Herculean task. Many people, especially middle-income earners find it difficult to save money for their future.

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Quick Fixes to Improve Your Finances

June 5, 2017 2 Comments

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Keeping your personal finance in order is vital to avoid debt and afford certain things like a car or, your home at a lower interest rate. Getting your money in order helps avoid the stress and disarray caused by mounting debt.

Quick Fixes to improve Your Finances

The good news is, a financial situation can be improved, mainly through self-discipline. Following are 4 major tips for financial quick fixes that you can try when going gets tough. Not in particular order, all of these need to be taken care off at the same time.

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10 Limiting Money Beliefs You Should Avoid

May 26, 2016 1 Comment

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We have some beliefs around money, which we cultivate since our childhood. Sometimes they are the beliefs shared to us by our parents. Sometimes we assume on our own. Do you have some time to think about those beliefs? You should take some time out and relfect on those beliefs.

You never know how many of money concepts we have are actually not true. Some beliefs are limiting, some are no longer valid in our generation. Some are partially applicable to our lives. Let’s discuss 10 most prominent money beliefs that you should avoid, as those might hinder not only your financial life but your life in general

  1. I’m not smart enough: Most people believe formal education is the only education that will help them become more successful. The wealthy respect formal education but they tap any form of education available to make their dreams a reality, whether that’s interviewing very successful people and learning from them, reading, listening to audio programs and attending seminars.

 

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