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One Cent At A Time

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7 No-Fail Tips for Cutting Healthcare Costs

February 17, 2021 Leave a Comment

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The cost of healthcare has steadily increased over the past decade, leaving many individuals no choice but to forgo coverage altogether. There are numerous reasons for skyrocketing prices, like the rising cost of medical services, a soaring number of chronically ill individuals, and insurance monopolies dictating the market to benefit their pockets.

7 No-Fail Tips for Cutting Healthcare Costs

Average fees have risen to roughly $500 per individual and $1100 per family, causing many to look elsewhere for medical care or simply avoid services. 

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Savings Tips To Protect The Health Of Your Children

June 30, 2020 Leave a Comment

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Raising children comes with a lengthy list of responsibilities, costs, and concerns. However, for many parents, potential health concerns, and the costs that come attached to medical care are often at the top of the list of priorities.

Savings Tips To Protect The Health Of Your Children

Mainly we focus on building saving for our children’s education.  While you may have standard education savings account to prepare for their education, we don’t create a separate plan for their healthcare needs. Protecting the health of your children should be separate from other finances.

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Was Coronavirus Circulating in USA During Fall 2019?

April 28, 2020 8 Comments

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For many, this could be a big surprise to hear that the coronavirus was circulating in the fall of 2019.

But I believe so!

Because I had it.

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Changes in Medicare for 2019 You Should Know

August 9, 2018 2 Comments

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Medicare has finalized changes that will take effect in 2019. These Medicare 2019 changes are improvements meant to offer better services to beneficiaries, while they also reduce administrative burdens on various Medicare plans.

Changes in Medicare for 2019 You Should Know

The changes are mostly on Medicare Advantage Plans (Part C) and Medicare Prescription Drug plans (Medicare Part D). It’s estimated that the changes can lead to savings of up to $295 million every year for the program.

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Can You Save Money By Quit Smoking?

June 29, 2018 3 Comments

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Can you save money by quit smoking? We often hear people arguing how cigarettes influence our financial situation in a negative manner. The habit itself has no real benefit to those who practice it, yet people spend thousands of dollars on tobacco product every year.

Can You Save Money By Quit Smoking?

Cigarette addiction is one of the most difficult to break, and it seems as though monetary aspect is not doing its part in motivating smokers to quit.

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4 Common Excuses For Not Enrolling In FSA

December 16, 2015 8 Comments

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I will take it for granted that the savvy readers of this blog are motivated money-savers. The folks here are the types who want to take charge of their financial life one cent at a time with a clear goal in mind. So perhaps my message today is just preaching to the choir; Nevertheless, it never ceases to amaze me what excuses people will give for leaving hard-earned money on the table.

Excuses for not enrolling in FSA

Let’s take that health Flexible Spending Account, for example. You know, the one that is offered by your employer, which allows you to put away some of your pre-tax earnings to spend on eligible health-related products and services?

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The Hidden Cost of Common Medical Conditions

September 28, 2015 5 Comments

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Nearly 2 million Americans will file for bankruptcy this year after coming into financial hardship due to the diagnosis of a medical condition. The medical expense is currently the number one cause of personal bankruptcy in America – surpassing bankruptcy as a result of credit card debt or mortgage payments.

Medical Cost

These figures are somewhat unsurprising when you consider that two out of every 1,000 people will rack up $100,000 or more in medical bills each year. Treatment for some of the most common medical conditions such as coronary heart disease can cost insurers billions of dollars every year.

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How to Save Money on Expensive Prescription Drugs

August 25, 2014 7 Comments

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The cost of healthcare is a rising worry for Americans. Seems like the everyday cost of medication is going upwards. For people with lower earning it’s becoming more and more out of reach to provide for better care for patients. The health insurance premium is rising and out-of-pocket expenses are also rising.  The big question is, how can we reduce the cost of prescription medication?

Save on Prespriction Medication

Even with more affordable health care provisions individuals can still end up having relatively high out-of-pocket expenses, a good deal of which are due to prescription costs.  The US is a popular market for new and expensive drugs due to its size and the relative ease of getting drugs into the marketplace once they have been FDA approved.

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Low-Cost Ways to Purify the Air in Your Home

June 11, 2014 Leave a Comment

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Believe it or not, the quality of the air inside your home may be far worse than the air outside, despite all of the pollution from factories, cars, etc. that’s out there. The truth is that there are many products that are found and used throughout your home that deteriorate the quality of your air.Inside home

For example, many items, such as your furniture and the paint on your walls, can cause volatile organic compounds and other toxins to leak into the air, and this can, over time, result in a variety of health ailments.

And the cleaning products you use that contain chemicals, or the artificial fragrances you use throughout your home to eliminate odours, can also be detrimental.

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How to Protect your Heart, Here’s What I am Doing

May 17, 2013 6 Comments

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Alright, readers, I am shameless to admit that I smoke, even after knowing that smoking is one of the main reasons for heart attack. Here is all bad effects of smoking listed in the article. I do want to quit sooner. Till I quit, I won’t keep other good stuff pending that will do good to my health. After smoking the second biggest enemy, for me, is lack of exercise, I don’t even spare 10 mins a week for exercises.

Protect your Heart

While going through some of the articles recently on health, I ran across one that talked about heart problems. The biggest four causes of a heart attack did apply to me. Smoking, lack of sleep, stress and no exercise. It was a wake up call. Since then, I made a list of things I should do to protect my dear heart. This article contains that list.

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