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One Cent At A Time

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The Benefits of an Advisor for Financial Matters

March 30, 2023 1 Comment

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Most people depend on the services of a financial advisor because they don’t understand the complexities of managing their finances. Of course, as a financial expert yourself, that isn’t as much of a concern.

The Benefits of an Advisor for Financial Matters

Nevertheless, there are more than a few stark differences between running a business’s finances and your individual finances. Treating them the same could lead to a costly mistake.

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Why You Should Keep On Top Of Money Management

December 2, 2022 1 Comment

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Money is important to us all, but it can be hard to manage it effectively all the time. Sometimes you might not have enough of it and have to take out a short-term loan, and other times you may have more than enough but you aren’t able to budget it correctly.

Why You Should Keep On Top Of Money Management

However, if you find managing your money tricky all the time, then you might start to see some problems occurring long term. So, keep reading and discover why you should keep on top of your money management. 

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50 Habits of Personal Finance

August 4, 2021 50 Comments

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This will be a different post in comparison to my other posts, the idea for today’s post is simplicity, so let this write-up be simple too. Your finance can be overwhelmingly complicated if you let it be, otherwise, it will be as simple as eating your daily lunch. Keep these simple fundamentals in mind starting from the day one of your working life. They are valid for every one, for people with debts and for people with billion dollars in bank.

50 Principles of Personal Finance

As with your physical health, a better set of habits can strengthen your financial health. You need to master those skills and habits. you need to acquire that mindset. Only then you can effectively manage your finances on a day to day basis.

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Underrated Tips to Improve Your Financial Health

December 27, 2018 Leave a Comment

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While everyone wishes they had a perfect financial situation, this is unfortunately rarely the case. In fact, numbers show that well under 50% of Americans have enough in savings to cover even a $1,000 emergency. However, saving money isn’t the only financial issue that people experience. Many spend too much on things they don’t need or simply don’t know where their money goes every month. 

Improve Financial Health

 

With that in mind, this blog post is going to look at a few underrated tips to improving your financial health and situation.

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45 Money Quotes You Should Keep In Mind

January 17, 2018 Leave a Comment

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Quotes are easy things to overlook. But that has nothing to do with the fact that they contain priceless advice from some of the smartest people in the world.

45 Money Quotes You Should Keep In Mind

I found some of them funny, some thought-provoking, and others interesting but I never took them seriously until I spent four years building my business and learned my lesson in a hard way.

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What To Consider When Lending Money To Family

May 8, 2017 2 Comments

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Family members lend money to each other all the time, but this does not mean that doing so comes without risks. Unfortunately, many people lend close relatives such as their brother or sister money without ever receiving a dime of repayment.

What To Consider When Lending Money To Family

This can be damaging to the relationship and makes it more likely that the lender will not help other family members within similar positions because the perception will be that lending informally comes with too many risks.

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4 Personal Finance Facts We Constantly Get Wrong

March 8, 2017 3 Comments

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First of all, check out this quotation:

“It ain’t what you don’t know that gets you into trouble. It’s what you know for sure that just ain’t so.” – Mark Twain

Now, let me ask you this…How do you identify the things you know for sure that just ain’t so?

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10 Common Misconceptions About Money

August 17, 2016 4 Comments

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There’s a lot of information out there about money, but there are also a lot of myths and misconceptions. You might have even heard something about finances from your parents and grandparents growing up and just believed it to be true.

10 Common Misconceptions About Money

This can be dangerous as you might be making bad decisions about your future. Further, you can also be missing out on great opportunities to increase your wealth.

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5 Most Important Financial Lessons for the Dummies

August 3, 2016 Leave a Comment

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When we were young we had the capacity to dream – and we had big dreams. I remember that I wanted to be the aeronautical engineer and a neurosurgeon at the same time, and I actually wanted to become a bird at a time? However, as we grow older, the realities of life set in and we have to specialize and pick a job out of the many jobs that interest us. People build careers in different fields such as education, business, technology, healthcare, sports, and arts among other things.

5 Most Important Financial Lessons for the Dummies

Irrespective of the career path you chose, you’d still need to make a number of financial decisions at different stages in your life; folks who do not have a background in finance are often at a disadvantage in the crossroad of making financial decisions.

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Olympic Athletes Share Goal-Setting Secrets

July 22, 2016 1 Comment

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As competitors from around the world gather in Rio de Janeiro for the 2016 Summer Olympics, we investigated the strategies these elite athletes use to stay motivated to achieve their goals. Could their mental techniques help the average Joe manage his money more effectively?

Olympic Athletes Share Goal-Setting Secrets

I think champions in any field are the examples of dedication, hard work, determination and will. They are the ultimate achievers. Good qualities in Olympic athletes can be used by other professionals who wish to achieve highs in their professions.

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