• Home
  • About
  • Advertise
  • Contact
  • Policy
  • Guest Post
  • Archive

One Cent At A Time

A Personal finance blog to get rich

  • Email
  • Facebook
  • Pinterest
  • RSS
  • Twitter
  • Beautiful Life
  • Becoming Rich
  • Beginners Guide
  • Extra Income
  • Productivity
  • Saving Money

What is the Quickest Way to Get Out of Debt?

November 15, 2021 Leave a Comment

Share this:

  • Tweet
  • Email

Debt might be unavoidable. In some cases, especially when making a large purchase – like a house, a car, a holiday – or covering unexpected expenses, it is best advised you take out a loan (get into debt) so that you can do what you want or need to do.

What is the Quickest Way to Get Out of Debt?

In the past, digging out of debt could take years, and interest rates over what might be multiple loans further complicated your financial position.

Continue Reading...

Realize Your Debt Consolidation Plan in 5 Easy Steps

February 25, 2019 Leave a Comment

Share this:

  • Tweet
  • Email

Are you looking to bring your debt under control? Do you find you struggle to make your payments each month and need a better way to manage your bills? If so, a debt consolidation plan may be exactly what you need to achieve these goals.

Debt Snowball

This type of plan is exactly what it suggests. All debts are combined into one monthly payment plan often with a lower interest rate. How can you realize your debt consolidation plan? It’s easy when you follow these five steps.

Continue Reading...

How to Pick a Debt Relief Partner

March 23, 2018 Leave a Comment

Share this:

  • Tweet
  • Email

If you’ve decided your best course of action is to pursue debt settlement, you’re going to need to know how to pick a debt relief partner. Given this is a company with which you’ll be dealing for at least two years—possibly longer—you’ll want to choose carefully.

How to Pick a Debt Relief Partner

After all, your financial future is on the line here, so you must make sure things are handled properly and as expeditiously as possible.

Continue Reading...

10 Things You Should Know about Choosing a Debt Consolidation Company

February 5, 2018 4 Comments

Share this:

  • Tweet
  • Email

It seems as if there is a dizzying array of offers popping up all over the Internet promoting various debt consolidation companies. How do you choose the right one? You want to get out from under your mountain of debt and start spending money on the things you want instead of throwing it away on interest payments, but finding the right company seems overwhelming.

Financial trouble

Here are 10 tips to help you pick the perfect debt consolidation company for your needs. But, first, refer to our Do it Yourself Debt Consolidation Guide. Only if you are not able to do it yourself, go for picking up the right company.

Continue Reading...

10 Questions to Answer Before Contacting a Debt Relief Firm

February 11, 2015 1 Comment

Share this:

  • Tweet
  • Email

To continue from where we left on Monday when debt becomes too much to handle there’s one relief we can think of, debt consolidation to reduce the interest rate. That may affect your credit but getting rid of debt burden at a cheaper cost makes it favorable. Previously I posted about self-consolidating debt to avoid high fees of debt consolidating companies.

Tackling Debt

Debt consolidation has few aspects that you should know. It has a very bad impression on your credit, it requires hefty fees and you’re faced with the increased tax burden. Please note, I’ll never recommend my friends and family to go for debt consolidation. I’d rather advice them to go to a credit counselor instead.

Continue Reading...

How to Reduce Your Debt from Being Financially Indebted

February 9, 2015 3 Comments

Share this:

  • Tweet
  • Email

Getting your debt paid off is perhaps the most important suggestion a finance blogger can give you. I have written many posts on this subject. Still when a guest blogger offers to extend advice on reducing debt burden, we can’t simply say ‘No’. I’d love to present you thousands of articles to reduce your debt. Enjoy this very encouraging post from Bill. This is Bills 4th guest post on my blog.

Reduce Debt

Just like it is normal to have addictions and habits, having debt is slowly becoming a tradition amongst a number of people.

Continue Reading...

Reduce Your Debt in 3 Steps

January 7, 2014 5 Comments

Share this:

  • Tweet
  • Email

If you have insurmountable debt, you’re not alone – the level of household debt is increasing in America, rising at an average rate of nearly $3200 a year between 2001 and 2011. Even more worryingly, high interest debt – such as credit cards and unsecured loans – rose by more than 30% over the same period. When you consider how much extra it costs to pay just the interest on this extra debt, it’s no wonder that many American families are experiencing financial difficulties – and the stress that goes along with it.

We are Debt Free

In September I published a guest post containing a real life story on getting out of debt. Slightly more than a year I listed as much as 51 ways to get out of debt. I sometimes feel that finding 51 ways to get out of debt is little overwhelming. Here’s a simple approach to discuss debt problem. Just consider a simple solution which has only three steps.

Continue Reading...

What to do About Debt

January 19, 2013 Leave a Comment

Share this:

  • Tweet
  • Email

Many people get into serious problems with the level of debt that they have to live with, and the bad news is that there is no easy way out of debt. The ways out involve hard work, saving and having a plan to get to the point where you can consider yourself debt-free. Refer to 51 Ways to Get Out of Debt for objective to-do list.

How to avoid debt

For some people this will mean clearing all debts except for the mortgage, for others they’ll want to clear that too before they feel they can breathe easy. However, as with most things in life, every person’s own perception of their financial situation is different. Some people might be quite happy paying off the minimum each month and accepting the constantly rising interest that is adding to their existing debts, others like to pay their credit cards in full every month and not incur even the smallest amount of interest.

Continue Reading...

20 Delay Gratification Techniques to Avoid Possible Debt

July 6, 2012 17 Comments

Share this:

  • Tweet
  • Email

“When people start buying things they don’t need, they soon need to start selling things they need.” – Warren Buffet

Borrowing had a charm before the recession, banks had money to lend you and you saw everything going up in prices. But, consumers have gotten a lot more frugal-minded now. It’s not enough anymore to find where to borrow money from when you need it, but people now realize it is also important to not spend money unnecessarily to avoid future debt.

How to avoid debt

How to avoid Debt

Continue Reading...


Create your own blog in 20 minutes and $20

Personal Capital, a free tool to change your financial health today

I use and suggest Upstart, for your personal loan need

CreditKarma, a free tool to check your credit scorey

I use Coinbase, for my crypto investments

101 Cents at a Time

101 Ways to Earn Extra Money on the Side
201 Frugal and Perfect Birthday Gifts
101 Ways to Save Money Everyday
101 Ways to be Better and Successful at Work
101 Ways to Save Environment and Energy
101 Frugal and Romantic Anniversary Ideas
101 Low-Cost Men's Fashion Ideas
101 Personal Finance Tips
101 Ways to Reuse Household Stuff
101 Things to Do, When Nothing to Do
101 College Graduation Gift Ideas
100 Tips for Ecommerce Startup
101 Ways to Enjoy Indoor During Winter

Popular Posts

Quick Cash - How to make $100 legally, in a day
Living well on less than $10,000 a Year
Top survey sites for side income
What to do when auto repair goes wrong
Where should I invest my money now?
20 Ways to be productive and happy at work
51 Ways to get out of debt
Be a better person in 15 days, 15 ways
Income ideas for retirees and senior citizens
51 side jobs for college students
Urgently need a large amount of money?
Should I buy or should I rent?
Best Personal loan providers
25 Ways to save environment
25 DIY car repairs to save money
How to decorate office cubicle
How to show your wife you care
50 Financial Rules for Success
51 Frugal weekend family activity ideas
Become Rich By Saving 1 Hour Of Daily Wage
How much do I need to save for retirement?
How to negotiate your salary

Follow us on FaceBook

Subscribe

Join our community of 5000+ subscribers to increase net worth and build wealth

Advertisements

Personal Stories

How I got a new HP computer replaced
Was COVID circulating in USA in fall of 2019?
How my credit score went up 800+
Why I didn’t invest in Bitcoins
How I controlled impulses to buy things
Why this blog is named One Cent at a Time

Subscribe via Email

Site Disclaimer

Disclosure of Material Connection: Some of the links in this web site are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”
Read full Affiliate disclosure


One Cent at a Time is published by SB. The opinions expressed herein by him are his own and not those of his employer or anyone else. All content on One Cent at a Time is for entertainment purposes only. By reading this blog, you agree that SB and/or One Cent at a Time is not responsible for any actions taken after reading this blog. For the full disclaimer, click here .

Major Media Mention

One Cent at a Time Media Appearances

Copyright © 2022 One Cent At A Time · Designed by Nuts and Bolts Media
loading Cancel
Post was not sent - check your email addresses!
Email check failed, please try again
Sorry, your blog cannot share posts by email.