One Cent At A Time

A Personal finance blog for saving money and earning more and thus having a better life

Bonding Through Camping – Enjoying Life at Little Cost

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There is nothing quite as bonding in my mind than a camping trip, especially when you are not a camping family. Those of you that were raised to camp, those that know all the right ways to do things and all the right things to pack may not know what I am talking about. But I am sure that there are those of you that were not raised up camping that has tried your hand at it like we have that know firsthand what I mean.

Low Cost Camping

My dad did not camp, or have picnics, or swim in public pools. He did not like to rough it, eat with ants or flies, and he did not want to swim in a public pool. I will just leave it like that; I won’t go into his explanation because it is not pretty. He did like to fish so we spent some time at the lake. Mom, on the other hand, loved to hike, picnic, garden, and generally any outdoor activity.

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Importance of Giving With 1 Billion Starving

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Many of us give to charities. I contribute from my paycheck as my employer matches charitable contribution, dollar by dollar. Although I don’t even give 1% of my income to charities, I think I should. importance of giving is the subject of today’s post.

Importance of Giving

More than 1 billion people are starving in the world For the majority in the West, poverty is considered to be synonymous with hunger. As per the announcement by the United Nations Food and Agriculture Organization, more than 1 billion people are starving in the world.

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How Do You Define Your Worth?

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This is a guest post from blogger Amy Davis from Slay Your Budget. She is a former therapist, stay-at-home mom of 4 and die-hard University of Pittsburgh Panthers fan. She made financial freedom a priority after their third daughter who required a 53 day NICU stay, 14 surgeries to date, and of course, large medical bills. Hope you enjoy her personal story and her values about her worth in terms of time.

In my former work life, I was a therapist treating children and teens with various mental health challenges. After an evaluation with the psychologist deemed these kids in need of treatment, they were paired with a therapist like myself, to formulate a treatment plan and commence therapy.

How Do You Define Your Worth?

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Have the Right Attitude To Become Richer

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Not only making it rich, for achieving every success in life you need the right attitude. “making it happen somehow” doesn’t really work. But, “making it happen by doing such and such” usually works most of the time.

I am talking about setting accurate goals and having proper plans to achieve them. your attitude will determine if you’re going to make it rich one day. It’s the mindset and attitude that differentiates a millionaire and a non-millionaire.

Being Rich

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How to Keep Motivation When Income Goes Down

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Imagine this scenario: you’ve been stuck in a job you hate for nearly a decade. It doesn’t pay a lot, just enough for you to keep on top of your bills and put some money away. Perhaps you’re paying down debt or maybe want to put a down payment on a house.

How to Keep Motivation When Income Goes Down

And then a dream job opportunity comes up. It’s a job in a great company with a lot of opportunity for career progression, but the hours are more suited to you and allow you to pursue your other passions. Maybe you have a blog or a side hustle that you could really do with spending more time on.

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Why your Neighbor is Richer than You

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We live in a condo association, mostly occupied by immigrant workers or retirees. The town we live in has one of the highest per-capita income in the country. Even a two bedroom condo costs around $150,000. We are renting here but, mostly the families own their condos. We have neighbors sporting Audi, Mercedes, and BMWs. Whenever we go for a walk inside the complex we feel that everyone is probably richer than us.

Neighborhood

Do you always look at your neighbor and wonder why he always drives the latest and best model cars? He also has a lot of time and money to spend in holidays abroad every summer. Recently, you also noted that his child also goes to one of the best schools.

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10 Ways to Invest in Yourself to Change Your Life

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As adults, you probably consider many things to be investments: cars, real estate, stocks, retirement funds. But what about yourself? If you haven’t taken the time for a bit of self-investment, you’re not alone. Many adults let their own advancement fall by the wayside, opting instead to put time and energy into other interests.

Invest in Your Self, Change Your Life

 

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20 Ways to Organize your Daily Life

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My life is more a mess than organized, I have no hesitation in admitting. Just because of SMB we do have a clean home and a clean car and I do get time to eat my meals. Unlike the ideal productivity and lifestyle bloggers I do not yet have control over my daily life. As a tentative new year resolution I vowed to get back in to organization and to remove clutter from home, work and mind.

Organize your life

This article is what I am telling myself to follow, I hope these can be useful and handy to you if you are in same situation as I am in. In March I wrote 20 tips to be happy at work and the article helped me immensely, I excelled at my work and I am sure to receive a better performance appraisal, which is due this month. I am going to sincerely follow these steps to bring back peace and harmony in my life.

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10 Ways to increase your self-esteem

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Sad to say, many people lose self-esteem because of some unsolicited mishaps that happened. A bad experience from another person can be a ground too in losing self-esteem. Even our own self can be a culprit why up to now we cannot confidently face people. These are all because we tend to swim in the ocean of pessimism for long that we can no longer gasp for air until we drown.

Self Esteem

Self-esteem as the word implies must come from within. Yes, we may anchor it from other people, things, or circumstances. However, if our own self won’t cooperate and continue to put our self down, we will head nowhere.

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101 Ways To Get Love And Respect In Life

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This article is not about getting financially richer, it’s all about getting emotionally richer in life. Love and respect cannot be gained overnight. These feelings are something you cannot impose or force on anyone too. It can only be given freely to you.

Love and Respect

The love and respect we aim to earn is not just from our spouse or partner either. This will be from family members, friends, office mates, as well as people we casually meet on the street.

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