Investment Archives - One Cent At A Time

Why Investors Move to Gold And Silver During Recession

September 30, 2019 Leave a Comment

My retirement portfolio consists of stocks and bonds, primarily because my employer 401k doesn’t have any other option other than those. My IRA account has some investment in GLD (SPDR gold ETF). Later in this post, find the image with last three years performance of this ETF. Gold and silver during recession performs better.

Definitely better than any stocks in my IRA portfolio. As the recession fear grows, this ETF and similar ones would tend to perform even better. People do buy bullion more during or approaching a recession.

4 Ways to Invest your Year End Bonus Luxuriously

July 3, 2018 3 Comments

I realized that most of my regular readers are not struggling to meet life’s needs financially. Rather, they are quite fortunate with regards to financial health. They invest regularly and they have very stable jobs. So why not talk about something that fits the need of a financially-well-to-do?

4 Ways to Invest your Year End Bonus Luxuriously

If you are a salaried employee, like me, you must receive some end of the year bonus. Today’s topic is to invest that bonus in something luxury, like a watch, an exotic vacation experience (which is not a financial investment though), a rare picture from some famous artist, etc.

7 Stock Market Investing Tips For Beginners

June 27, 2017 Leave a Comment

As a beginner investor in the stock market, it is critical that you understand the fundamentals. There are millions of investors out there and even more competing theories and strategies about how to make money in the stock market.

7 Stock Market Investing Tips For Beginners

However, if I was ever lucky enough to go back in time and be a true beginner again in the stock market, here are the 7 stock market investing tips I would give to myself that I have learned over the last decade.

Real Estate Vs. Stocks

March 20, 2017 2 Comments

The two traditional forms of investing when saving for the long term are stocks and real estate. Both have proven to be successful over the past decades and offer a path to financial security, but which is better? Real estate or stocks?

Real Estate Vs. Stocks

The truth is that there is no one right answer for everyone. Each of these investments has their own advantages and disadvantages in building up a portfolio of assets and the deciding factor often comes down to personal preferences.

The Better Investment – Gold or Silver?

March 14, 2017 36 Comments

According to research in 2010, precious metals were some of the most lucrative assets over the previous five years – earning investors an impressive 42% return from their 2010 precious metal investments.

The Better Investment – Gold or Silver?

Despite these optimistic numbers, investors should research the current economy and metals market before diving into investments. The value of precious metals tends to fluctuate over time, so taking the time to consider current market trends is crucial to achieving the highest rates of returns.

Where Should I Invest My Money Now?

February 27, 2017 46 Comments

Last week, I spoke about my appraisal at work and the effect of blogging on it. Although nowhere near the previous two bonuses, I still managed to get a significant lump sum amount. I have been pondering, where to invest the money? Here’s the solution, we are going to stock this entire money in our home buying fund, not in a retirement fund. Here’s how we did invest the money.

If you have missed, you can check out how much do I need save for retirement, the calculation showed that we are on-target for our nest egg with a monthly contribution to 401(k) and IRA and a company match.

Sustainable and Responsible Investment

December 5, 2016 2 Comments

A couple months ago I attended a conference on fund management. And there was that one lady there trying to intervene the whole time of the Conference given by a famous hedge fund manager. So the conference was all about performance, staggering returns, leverage, risk… etc. And once he finished his presentation, he gets off the stage, to interact with the attendees and answer their questions so people start asking, some come to him and try to give him their business card saying I’m interested in your funds or maybe we can do business together.

Sustainable and Responsible Investment

And so I noticed, this same lady who just throw one question, what do you do with SRI? it’s quite funny actually that the hedge fund manager, stopped immediately turned and looked at her and said “interesting concept but I don’t know what to do with that and you don’t make money for your clients with that”.

20 Investment Strategies for Beginners

September 10, 2016 8 Comments

When I first started earning money it was 2000, I was in India. I straightaway jumped for stocks and within a year my invested amount lost half of its value. Poor stock picking coupled with the burst of the dot-com bubble taught me what not to do with money when you are a beginner. Since then I committed many mistakes, at the same time, I did things that worked very well for me.

20 Investment Strategies For Beginers

A few of the mutual funds I bought between 2003 and 2005 got almost tripled its value before I sold them off. I had mentored people towards their first investing since then, A little disclaimer, I am not a financial expert and don’t take my advice for granted, consult with someone you trust before taking any of the steps I mentioned below. The following ideas are lessons I learned with my life and lives of the people (at work and within the family) who came to me for advice.

Robo-Advisors or Human Advisor for Your Investment

September 9, 2016 7 Comments

Robo-Advisors…should you or should you not? Today, I hope to shed some light on this topic to help you make the decision that’s best for you. As you may already be aware, Robo-Advisors have become more popular lately due to the low cost to investors.

Robo-Advisors or Human Advisor for Your Investment

These programs are built on platforms with algorithms designed to advise the investor on what funds they should be investing in. The program asks the investor pre-programed questions and based on those answers determines the recommended portfolio.

Why to Invest in Gold

September 6, 2016 1 Comment

While it may not be entirely suitable for everyone, there is no doubt that gold is a unique and potentially lucrative investment that remains enduringly popular. It remains one of the few assets that can be traded either physically or on paper, but it is the status of gold as an actual measure of wealth that earmarks the commodity as a unique haven during every economic austerity.

Its consistent historical performance also offers solace to investors and is extremely unusual in an increasingly volatile financial market. Since the days of early monarchies, gold has been the primary mode of investment, until recently, when stocks took over that role. Still, experts recommend having 10-15% of investment in gold.

So why does gold present itself as such an essential asset to hold onto?

Why Investors Move to Gold And Silver During Recession

4 Ways to Invest your Year End Bonus Luxuriously

7 Stock Market Investing Tips For Beginners

Real Estate Vs. Stocks

The Better Investment – Gold or Silver?

Where Should I Invest My Money Now?

Sustainable and Responsible Investment

20 Investment Strategies for Beginners

Robo-Advisors or Human Advisor for Your Investment

Why to Invest in Gold

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