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One Cent At A Time

A Personal finance blog to get rich

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How to Effectively use Vouchers and Coupons

December 28, 2020 4 Comments

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I use coupons and vouchers, but not insanely. Even though I believe that using coupons won’t make us rich, I use Priceline for our hotel and airfare often. I do try to look for coupons for every big-ticket purchase.

Once we were obsessive, especially right after coming to this country, actually online coupons increased our spending. We realized coupons are to be used intelligently.

Discount Coupons and Vouchers

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Top 3 Ways to Cut Monthly Expenses in Half

August 22, 2019 1 Comment

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Can you remember back to when you were younger and you were just dying to grow up before your time? You wanted to stay out late with friends, you wished you had your car and own money, and most of all, you wanted to move out of your parents’ house.

Top 3 Ways to Cut Monthly Expenses in Half

Now that you’re an adult and have all of the grown-up responsibilities, you now wish that you could go back to the times where you had the luxuries of being a kid.

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Secrets of Saving Money at Groceries

May 27, 2019 4 Comments

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According to Creditdonkey, an individual spends an average of $250 per month on groceries while a household of four spends on average of $712 to $1106 per month. Food is one of the bigger expenses every individual incurs with the biggest being housing and transportation.

If you are looking to save money on groceries to free up extra cash for other means then check out my 5 grocery shopping tips!

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5 Examples Of How Internet Research Can Save You Money

May 8, 2019 4 Comments

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Recently, I almost bought a shower panel from Amazon, that required two separate water connections, one for the normal water and the other for hot water. But our bathroom has only one nozzle, the water connections were inside the drywall. I only got the information as I have a habit of reading a few bad reviews (1/2 star rated reviews) of a product before buying it.

5 Examples Of How Internet Research Can Save You Money

Had I gotten that I’d have spent $300, after reading the reviews, I bought a $40 shower head instead. The internet not only allows you to find products fast and conveniently but also to save money when you are shopping. With a little bit of internet research, you can spend less than usual on your shopping.

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Simple Ways To Save Money On Monthly Expenses

December 13, 2018 3 Comments

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Saving money when your bills seem to pile up faster than ever is definitely a tricky situation. Yet there is a solution to everything and this article is here to open some doors for you. Cutting costs without actually reducing your quality of life is a task that requires some research. We will talk about some easy low-hanging fruits that can be plucked while not sacrificing your lifestyle.

Where we spend most

Average American household Spending

Your financial freedom is somehow limited by the essentials you need to pay for at the end of each month – taxes, utility bills, transportation costs, housing and so on. Around half of your salary will go on these expenses, so you need to learn how to cut them to a minimum.

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30 Ways To Reuse Bottles And Containers

May 30, 2017 15 Comments

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Every day we purchase many things which come in either bottles or containers. Many of us throw away these containers or bottles after using them only once. We see these used bottles and containers as a waste. But if you think practically they are not.

Photo Courtesy http://homeguides.sfgate.com

 

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How to Wash Your Car at Home To Save Money

March 14, 2017 2 Comments

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At one point or the other, there comes a time in a home when you need to cut your costs. It could be due to; general tough economic times, the need to finance college education for your kids, losing a job, the need to top up some investment money and many more reasons. In such cases, the family looks at the list of expenditure and decides the ones to be reduced and the ones to be struck off the list.

How to Wash Your Car at Home To Save Money

To save money at home, you can; file your taxes instead of hiring a tax filing consultancy, cleaning your house instead of contracting a cleaning company, cutting your grass and doing home maintenance such as painting on your own.

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Tips for Hiring the Best Moving Company

October 11, 2016 1 Comment

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When choosing a moving company, it is best to check their reputation first. Hiring a moving company with a great reputation will save you money and time.

How do you choose whom to trust with your worldly belongings?

Asking the right questions will help you to uncover a wealth of knowledge that you would otherwise not know about. Here are some questions that you need to ask movers before hiring them:

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Six Categories Where Saving Can be Maximized

May 26, 2015 5 Comments

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Opportunities for Saving money is everywhere. Whenever you pay for a good or service, the is an opportunity to save. Using coupons, discounts, bargaining, deferring buying decision, etc. can be used almost every time you pay. But saving money when there’s little or no possibility can be sometimes taxing for people around you.They may not like the idea of you bargaining everywhere you go out for shopping or asking for discounts. also saving money works best when you do budget for some fun.

Saving Categories to Maximize Saving

While having fun while you save, it’s perhaps wise to think about putting your best effort towards the spending category that can result in maximum sales. Trying to save money on your coffee may not bring the best result as saving money on gas. Analyze your spending history. I always recommend people to use Personal Capital tool to analyze spending, it is a free tool and it makes your personal finance easy to manage. Once you know where you spend your money most on, it’s easier to target that area.

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Some Wonderful Money Saving Ideas to Follow Every Month

April 15, 2015 6 Comments

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I think my readers love to hear voices from other bloggers. So often I let them present their content on my blog. Today it was jack’s turn. jack is another personal finance blogger who writes informative stories. In this post he talks about small changes that can cut down your expenses every month. Notice, they are all very doable and effective at the same time. Enjoy the post!

Save Money everyday

Believe me, it’s not difficult to stop going on a shopping spree once in a blue moon but that’s not enough to trim your expenses or cut loose with unnecessary spending. You know it well that recurring expenses drag us into debts. Majority of us have a tendency to ignore monthly expenses because we have been trained to overlook all those same lines month in and month out. But truly speaking, it is that particular area where you need to look into. Here is where you can eliminate some expenses and thereby saving a tidy sum much to your surprise. Follow the rest of the write-up to know how to do it right.

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Disclosure of Material Connection: Some of the links in this web site are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”
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One Cent at a Time is published by SB. The opinions expressed herein by him are his own and not those of his employer or anyone else. All content on One Cent at a Time is for entertainment purposes only. By reading this blog, you agree that SB and/or One Cent at a Time is not responsible for any actions taken after reading this blog. For the full disclaimer, click here .

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